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32026 Highway 97, Tonasket, WA, 98855

5beds
3baths
5,200sqft
$649,000
$125price/sqft
$4,495/moest. monthly cost
$179,800/yrincome needed

About This Home

Welcome to a farmhouse that feels like it was pulled straight from a magazine! Nearly 4,700 square feet of custom craftsmanship sit on 10 peaceful acres, complete with a 4 plus acre hayfield and sweeping southern mountain and river views that stop you in your tracks. The heart of the home is a chef’s kitchen designed to gather in, featuring a reclaimed wood island, Hallman six-burner range, double ovens and a dreamy butler’s pantry. The soaring great room with fireplace was made for slow evenings and full houses. The oversized main floor primary suite is pure luxury with a copper soaking tub and custom walk in closet. Four additional bedrooms, a private loft and even a hidden 16 x 31 basketball gym that makes this home as fun as it is beautiful! There is plenty of space to build your dream shop, add a pool or expand with additional garage space. This is not just a farmhouse, it is a rare, one of a kind estate where beauty, comfort and wide open possibility all unite!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
5/10
Tonasket Middle SchoolGrades 6-85.4 mi
3/10
Tonasket High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1958

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Double Oven,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Other – See Remarks,Electric,Geothermal,Wood
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 5,200
  • Total interior livable area: 5,200 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 3827230058
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceilings,Walk-In Closet(s),Walk-In Pantry,Wine/Beverage Refrigerator
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space,Pasture

Lot

  • Lot size: 10.24 Acres
  • Features: Paved,Value In Land,Barn,High Speed Internet,Irrigation,Propane,RV Parking,Sprinkler System

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Avalanche
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$333$3,996
Property Taxes $526$6,312
Electricity $355$4,268
Total$4,495$53,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,114/yr
40% on housing$134,850/yr
45% on housing$119,866/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 98855$134
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98855
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$649,000
2021-08-24Sold$225,000

For Sale by Agent

AgentLynsey B Cantlon
BrokerageReal Broker LLC

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