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16 River Overlook Street, Omak, WA, 98841

4beds
3baths
2,290sqft
$489,000
$214price/sqft
$3,170/moest. monthly cost
$126,800/yrincome needed

About This Home

Price Improvement! Refined country living meets exceptional functionality on this beautifully maintained acreage property just minutes from town. Thoughtfully updated, the home features rich hardwood flooring, vinyl windows, and an open, light-filled living design that creates a seamless flow between the kitchen, dining, and main living areas. An expanded living space opens to a covered deck, creating an inviting setting for relaxing or entertaining while enjoying the peaceful surroundings.The upper level offers three bedrooms, including a private primary suite with its own bath, providing both comfort and privacy. Careful updates and pride of ownership are evident throughout.Set on just over an acre within the Aston Estates Water District, the property also benefits from uninterruptible irrigation rights, supporting lush landscaping and productive garden spaces. The grounds feature mature landscaping, a tranquil pond and water feature, greenhouse, fenced garden area, potting shed with loft, and a versatile chicken coop or dog run—ideal for those seeking space to garden and enjoy outdoor living.A standout feature is the impressive 40x40 shop with three bays and a dedicated workshop area, offering exceptional space for projects, equipment, storage, or recreational vehicles.A rare opportunity to own a beautifully updated home with acreage, water rights, and substantial outbuildings in a peaceful setting just minutes from town amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Good
  • Year built: 1998

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1998

Other

  • Builder name: Gann

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 4190040500
  • Zoning: 11 - Residential
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 1.20 Acres
  • Features: Paved,Deck,Fenced-Fully,Irrigation,Outbuildings,Patio,RV Parking,Shop,Sprinkler System

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$211$2,532
Property Taxes $331$3,972
Electricity $156$1,879
Total$3,170$38,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,685/yr
40% on housing$95,100/yr
45% on housing$84,533/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 98841$167
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98841
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$499,000
2026-03-28Listed for sale$524,900
2018-05-25Sold$299,000
2018-04-19Pending sale$298,500
2018-04-12Listed for sale$298,500

For Sale by Agent

AgentNate Brown
BrokeragePine Street Realty

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