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6 Kelli Lane, Carlton, WA, 98814

4beds
3baths
2,704sqft
$729,000
$270price/sqft
$4,784/moest. monthly cost
$191,360/yrincome needed

About This Home

Solid gold investment with this property off Gold Creek Loop Rd. Home is on the Methow River. Just step out your front door and cast a line. Current multi year owner and occupier made many, many improvements over the years but not limited to Generac generator, cooling misting systems on decks, RV water/power hookup, garage with office space w/ heat and bathroom, metal roofs, Starlink and the list goes on. Flat, level, easy entrance off Gold Creek Loop Rd. Year round recreational opportunities: Gold Creek or Black Canyon snow parks for snowmobiling, x-county skiiing or snowshoeing. Summer river activities and seasonal Methow Valley events. Large garage and area to park all toys, cars, trailers, etc. No turn around problems here. Property boasts, a cabin w/ 1 bedroom/ 1 bath w/ a loft 2nd Bd. and open floor plan for living with direct river views. The second structure is 1 bedroom 1 bath w/open living room and kitchen w/large garage attached. Two livable structures. Neat clean property. Move in ready. Septic is sized for 4 Bedrooms.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1984

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1984

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric/Laundry in Cabin,Water Heater Location: Plus Laundry in Garage

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Den Office

  • Level: Garage

Entry Hall

  • Level: Main

Features

  • Loft
  • Flooring: Hardwood,Laminate,Vinyl
  • Fireplace features: Electric,Pellet Stove,Wood Burning

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Baseboard,Ductless,Heat Pump,Stove/Free Standing,Electric,Pellet,Propane,Wood
  • Cooling features: 90%+ High Efficiency,Ductless,Heat Pump

Interior Area

  • Total structure area: 1,868
  • Total interior livable area: 2,704 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Second

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 6160130000
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen,Loft,Sprinkler System,Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Low Bank
  • Frontage length: Waterfront Ft: 80
  • Topography of land: Level

Lot

  • Lot size: 1 Acres
  • Features: Deck,High Speed Internet,Outbuildings,Propane,RV Parking,Sprinkler System

Parking

  • Total spaces: 12
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$422$5,064
Property Taxes $492$5,904
Electricity $184$2,219
Total$4,784$57,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,022/yr
40% on housing$143,520/yr
45% on housing$127,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 98814$389
Okanogan County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 98814
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$789,000
2013-08-30Sold$272,000
2011-05-11Sold$85,000
2005-10-17Sold$283,500

For Sale by Agent

AgentDeanna Creveling
BrokerageChelan Realty

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