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100 Timbuktu Lane, Oroville, WA, 98844

3beds
3baths
1,327sqft
$439,900
$331price/sqft
$2,910/moest. monthly cost
$116,400/yrincome needed

About This Home

Drastic price improvement and a motivated seller make this an incredible opportunity! This beautifully remodeled, fully furnished Veranda Beach cottage is truly move-in ready. Newly added stairs lead to an expanded second level featuring a bright loft, extra sleeping space, a private bedroom, and an additional bathroom. The main floor offers an open, cheerful layout filled with natural light and vibrant coastal charm. Currently in the rental pool, it’s a highly desirable, guest-favorite property with excellent income potential. Located in the beloved Veranda Beach community on stunning Lake Osoyoos, you’ll enjoy sandy beaches, warm water, and a true resort-style lifestyle. Opportunities like this don’t come often—especially at this new price. Make an offer today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,327
  • Total interior livable area: 1,327 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 9105002100
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Loft,Vaulted Ceiling(s)
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Level

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Deck,Fenced-Partially,Sprinkler System

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Avalanche
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$219$2,628
Property Taxes $318$3,816
Electricity $149$1,793
Total$2,910$34,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,771/yr
40% on housing$87,300/yr
45% on housing$77,600/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 98844$166
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98844
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$479,000
2026-02-28Price change$495,000
2026-01-26Price change$540,000
2025-12-15Listed for sale$550,999
2025-01-02Sold$443,500
2024-05-24Listing removed$489,900
2024-05-17Listed for sale$489,900
2008-10-28Sold$425,000
2007-08-27Sold$286,575

For Sale by Agent

AgentShayne Thacker
BrokerageCB Cascade RE - Oroville

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