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6 Orchard Loop S., Tonasket, WA, 98855

4beds
5baths
3,100sqft
$469,900
$152price/sqft
$2,855/moest. monthly cost
$114,200/yrincome needed

About This Home

Experience North Central Washington Living at Its Finest! This striking 4 bed, 4.5 bath, 3,100 sq ft craftsman sits on a 0.62 acre lot with sweeping views of the Okanogan River and surrounding hills. Just off Hwy 97 for quick trips to Canada or the Okanogan Valley. Step into the Many Lakes Recreation Area, famous for world-class hunting, fishing, hiking, & boating. Built in 1997 with 2x8 walls, high-density insulation, and energy-efficient windows. Features reclaimed beams, restored vintage lights, solid walnut floors, handcrafted doors, and central heat/AC. Finished basement easily converts to an apartment or office, with a kitchen featuring custom hickory cabinets, a bathroom, second laundry, and flexible living or workspace.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
5/10
Tonasket Middle SchoolGrades 6-81.1 mi
3/10
Tonasket High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Cement/Concrete,Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 1997

Other

  • Builder name: Wizard Works Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Carpet

Heating

  • Heating features: Forced Air,Heat Pump,Electric

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen With Eating Space

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 6490200001
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Second Kitchen,Second Primary Bedroom,Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Jetted Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.62 Acres
  • Features: Corner Lot,Deck,Fenced-Fully

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Cold Wave
Lightning
Avalanche
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$241$2,892
Property Taxes $26$312
Electricity $212$2,544
Total$2,855$34,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,885/yr
40% on housing$85,650/yr
45% on housing$76,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 98855$133
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98855
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Price change$469,900
2025-10-13Price change$485,000
2025-09-10Price change$495,000
2025-08-19Listed for sale$500,000
2012-11-30Sold$148,600
2005-05-06Sold$224,673

For Sale by Agent

AgentMaria Lopez
BrokerageReal Broker LLC

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