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15 Barnaby Road, Winthrop, WA, 98862

1beds
2baths
1,142sqft
$499,150
$437price/sqft
$3,309/moest. monthly cost
$132,360/yrincome needed

About This Home

Tree-mendous Winthrop value in Twin Lakes area is one-of-a-kind Gem. Move-in ready! 942 sf Tiny Home is cleverly designed, reflecting pride of ownership throughout this 1 Bed/ 1.5 Bath, pet-friendly home. Ceramic tile floors main level. Tasteful eat-in Kitchen design includes all appliances. Plus Washer/Dryer. Immaculate condition. 200 sf outbuilding flex room may be your small office, Artist studio, Yoga room or simply extra space for your guests. Bonus 1,440 sf Garage and shop. 3 Garage doors & 2 man doors. Slab-on-grade concrete floor. Loft storage area. Heated throughout. Convenient 1/2 bath. Attached Lean-to-shed. Wired for generator. Home, ADU & Garage all sited perfectly on this 1 Acre lot bordering Greenbelt. Excellent proximity to schools. Wonderful mostly full-time neighbors. Recreation outdoor area with Picnic table, Propane grill & firepit. Treed landscape. Well-manicured. Community Swimming Pool and restroom amenities. Pickle ball court. Covered picnic area & kids activity freestanding gym, climbing, slide & swing. Close to Ski, Bike and Hiking trails. Centrally located to nearby Winthrop for good groceries, shopping, music, & entertainment events. Recreation mecca.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2012

Materials

  • Foundation: Concrete Ribbon,Poured Concrete,Slab
  • Roof: Metal
  • Construction materials: Metal/Vinyl,See Remarks,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2018

Other

  • Builder name: Local

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Flooring: Ceramic Tile,Concrete,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Forced Air,Stove/Free Standing,Wall Furnace,Electric,Propane,See Remarks
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 942
  • Total interior livable area: 1,142 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 7471280001
  • Zoning: MVR 5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Fireplace,Water Heater
  • Has view: Yes
  • View description: Partial,Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 1 Acres
  • Features: Dead End Street,Athletic Court,Outbuildings,Outdoor Fireplace,Propane,RV Parking,Shop
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 6
  • Parking features: Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Winter Weather
Avalanche
Lightning

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$294$3,528
Property Taxes $343$4,116
Electricity $149$1,793
Total$3,309$39,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,451/yr
40% on housing$99,270/yr
45% on housing$88,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 98862$367
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98862
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$525,000
2010-09-24Sold$46,980
2006-07-11Sold$59,000

For Sale by Agent

AgentTricia D. Eyre
BrokerageNorth Cascade Land & Home Co.

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