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522 W Westmoreland St, Philadelphia, PA, 19140

5beds
2baths
1,346sqft
$299,000
$222price/sqft
$2,373/moest. monthly cost
$94,920/yrincome needed

About This Home

Discover a prime investment opportunity in the heart of the Fairhill neighborhood with this charming bi-level townhouse, built in 1920. Spanning 1,346 sq. ft. , this property boasts five spacious bedrooms and two full bathrooms, making it an ideal candidate for rental income or a profitable flip. The classic masonry construction ensures durability and timeless appeal, while the fenced driveway offers secure parking for tenants or guests. With its generous layout, this residence provides ample space for modern living, allowing for potential upgrades that can significantly increase value. The absence of a pool and extensive outdoor maintenance means lower overhead costs, enhancing your return on investment. Positioned in a vibrant community, this property is ripe for appreciation, making it a smart addition to any portfolio. Seize the chance to transform this gem into a lucrative asset, capitalizing on the growing demand for quality housing in Fairhill. Don't miss out on this exceptional investment opportunity!

Getting Around

68
WalkingSomewhat Walkable
70
TransitExcellent Transit
52
BikeBikeable

Schools

4/10
Munoz-Marin LuisGrades PK-80.2 mi
3/10
Edison Hs/Fareira SkillsGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Combination

Bathroom1

  • Level: Main

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,346

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,346
  • Total interior livable area: 1,346 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 193212000
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,307 sqft

Parking

  • Parking features: Enclosed,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Earthquake
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$370$4,440
Property Taxes $268$3,216
Electricity $224$2,692
Total$2,373$28,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,360/yr
40% on housing$71,190/yr
45% on housing$63,280/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 19140$93
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19140$126
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$299,000
2022-11-02Sold$20,300
2018-02-14Sold$10,000
2016-10-03Sold$8,000
2002-06-20Sold$1,600

For Sale by Agent

AgentMatthew Rosero
BrokerageHomelink Realty

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