See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1205 W Master St, Philadelphia, PA, 19122

4beds
2baths
1,360sqft
$359,999
$265price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

Exceptional Opportunity Near Temple University! Welcome to 1205 W. Master Street, a spacious and versatile home offering the perfect opportunity for both owner-occupants and savvy investors. This well-maintained property features 4 well-proportioned bedrooms, 1.5 bathrooms, a finished basement ideal for additional living or recreational space, a spacious rear yard perfect for entertaining, and the convenience of an attached garage with a private driveway—a highly desirable feature in the city. Located just minutes from Temple University, this home is ideally positioned in one of Philadelphia's rapidly growing neighborhoods. Enjoy easy access to public transportation, Center City, major highways, local parks, shopping, restaurants, and everything the surrounding area has to offer. Whether you're searching for a spacious family home or a strong investment opportunity, this property offers incredible flexibility. The home is currently tenant-occupied, providing immediate rental income. The tenants have acknowledged the sale of the property and understand they are required to vacate within 30 days of settlement, allowing the new owner the option to move in or lease the property at current market rates. With its functional layout, finished basement, private rear yard, attached garage, off-street parking, and unbeatable location near Temple University, 1205 W. Master Street offers exceptional value with both immediate and long-term potential.

Getting Around

82
WalkingVery Walkable
79
TransitExcellent Transit
81
BikeVery Bikeable

Schools

4/10
Dunbar Paul L SchoolGrades PK-80.3 mi
2/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,360

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 201004000
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,800 sqft
  • Lot size dimensions: 20.00 x 90.00

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$706$8,472
Property Taxes $367$4,404
Electricity $224$2,692
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 19122$188
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19122$78
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$359,999
2009-06-22Sold$159,000

For Sale by Agent

AgentCarolyn Johnson
BrokerageRealty ONE Group Focus

Similar Homes