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3686 NW 85th Terrace, Cooper City, FL, 33024

4beds
3baths
2,720sqft
$1,299,000
$478price/sqft
$10,582/moest. monthly cost
$423,280/yrincome needed

About This Home

Just bring your toothbrush. Welcome to one of the most exclusive neighborhood in Cooper City, Monterra. A gated community with beautiful state of the art clubhouse with resort style amenities: new pickleball court, community pool, a mega-gym, private pool table and meeting room, ping pong table, tennis and basketball court, a dog park, walking trail, & more. This home features a bedroom and bath downstair and the primary room with two other bedrooms upstairs. Upgrade all throughout the house such as all impact windows, crown moldings thru out, volume ceilings, California Closets, granite kitchen counter top, premium kitchen cabinetry, two central AC units, etc, etc. Large backyard with no neighbor behind. All furniture may stay. A-rated schools. Close to all shops and fine dining.

Getting Around

41
WalkingCar-Dependent
28
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

10/10
10/10
Pioneer Middle SchoolGrades 6-80.8 mi
7/10
Cooper City High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Roof: Spanish Tile,Tile
  • Construction materials: Block,Stucco

Other

  • Builder name: AV Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Ice Maker,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bedroom on Main Level,Breakfast Area,High Ceilings,Kitchen/Dining Combo,Living/Dining Room,Upper Level Primary,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,512
  • Total interior livable area: 2,720 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 514104060140
  • Zoning: PMUD
  • Special condition: Standard

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Pool features: Association
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 6,500 sqft
  • Features: Interior Lot,< 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Broward County and Florida

Flood
Hurricane
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$1,124$13,488
Property Taxes $2,617$31,404
Electricity $273$3,284
Total$10,582$126,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$362,811/yr
40% on housing$317,460/yr
45% on housing$282,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 33024$229
Broward County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 33024$360
Broward County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,299,000
2026-07-10Listing removed$1,299,000
2026-06-26Listed for sale$1,299,000
2011-01-28Sold$470,300

For Sale by Agent

AgentTini Hui PA
BrokerageThe Keyes Company

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