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4149 Fox Run Ln, Owensboro, KY, 42303

5beds
4baths
5,495sqft
$649,900
$118price/sqft
$4,299/moest. monthly cost
$171,960/yrincome needed

About This Home

Welcome to 4149 Fox Run Lane — a truly one of a kind home tucked into the highly sought after Springbank subdivision! Offering over 5,400 square feet, this updated 5 bedroom, 3.5 bath tri-level home was designed for both everyday living and unforgettable entertaining. From the moment you walk in, you’ll appreciate the incredible character, spacious layout, and seamless indoor/outdoor flow throughout. The main level features a formal living room and formal dining room, both with direct access to outdoor entertaining spaces. The screened-in porch connects beautifully to a second living area complete with a cozy fireplace, creating the perfect space to gather year-round. The kitchen offers generous space for hosting with an eat-in area and easy flow into multiple living spaces. The owner’s suite is truly unlike anything you’ve ever seen — an incredible private retreat featuring a fireplace, spa-like bath, whirlpool tub, walk-in shower, and oversized walk-in closet. The finished basement adds even more flexible living and entertaining space, while outside you’ll enjoy multiple outdoor areas including decks, patios, gazebo spaces, and scenic wooded surroundings. With cathedral and vaulted ceilings, hardwood floors, wet bar, and countless unique features throughout, this home is one you simply have to experience in person to fully appreciate. This home also has an assumable loan!! Reach out for more details!!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Basement
  • Roof: Dimensional
  • Construction materials: Cedar,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal-Separate

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower,Wet Bar,In-Law Floorplan
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Fireplace,Bedroom
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,380
  • Finished area above ground: 4,115

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,495
  • Total interior livable area: 5,495 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 003240201000000

Features

  • Levels: Tri-level,Three Or More
  • Patio & porch: Deck,Patio,Rear Porch
  • Exterior features: Scenic
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.37 Acres
  • Features: Rolling Slope,Landscaped,Wooded
  • Lot size dimensions: .371 acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$454$5,448
Property Taxes $126$1,512
Electricity $433$5,207
Total$4,299$51,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,394/yr
40% on housing$128,970/yr
45% on housing$114,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$649,900
2023-05-24Sold$525,000
2023-04-21Pending sale$599,900
2023-03-24Price change$599,900
2023-02-08Price change$599,000
2022-11-04Listed for sale$620,000
2020-08-10Sold$380,000
2020-05-30Price change$429,900
2020-02-18Price change$449,900
2019-11-12Price change$459,000
2019-09-17Price change$479,900
2019-08-07Listed for sale$489,900
1997-09-01Sold$336,000

For Sale by Agent

AgentMatthew Schell
BrokerageeXp Realty, LLC

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