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40190 Olde Mill Ln, Ponchatoula, LA, 70454

3beds
2baths
1,661sqft
$232,000
$140price/sqft
$1,632/moest. monthly cost
$65,280/yrincome needed

About This Home

Spacious and well-designed, this split-level home offers high ceilings, crown molding, and gas fireplace in the main living space. The layout features both a formal dining area and a separate breakfast nook, along with a convenient breakfast bar. Kitchen includes a gas stove and brand new dishwasher. The primary bedroom has tray ceilings, a walk-in closet, double vanities, and a relaxing jetted tub. Step outside to enjoy the extended back patio, fully fenced yard, plus a large 16x20 shed for extra storage or workspace. This home is also equipped with Smart features for AC and front door. Roof replaced in 2022.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
Ponchatoula High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range

Bedroom

  • Level: Lower
  • Dimensions: 11.30x10.20

Bedroom

  • Level: Lower
  • Dimensions: 10.20x10.20

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: Lower
  • Dimensions: 9.9x8.8

Dining Room

  • Level: Lower
  • Dimensions: 10x11.5

Features

  • Tray Ceiling(s),Smart Home
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 2,012
  • Total interior livable area: 1,661 sqft

Laundry

  • Level: Lower
  • Dimensions: 8x6

Living Room

  • Level: Lower
  • Dimensions: 19x16

Master Bedroom

  • Level: Lower
  • Dimensions: 14.30x12.30

Property

Details

  • Parcel number: 28
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete,Oversized
  • Exterior features: Fence

Lot

  • Lot size: 0.26 Acres
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 75 x 153

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance *$247$2,964
Property Taxes $65$780
Electricity $147$1,773
Total$1,632$19,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,954/yr
40% on housing$48,960/yr
45% on housing$43,520/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 70454$134
Tangipahoa Parish$129

vs Homes Sold Last Month

Median $/sqft

ZIP 70454$147
Tangipahoa Parish$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$239,000
2026-04-16Listed for sale$245,000
2021-04-23Sold--
2021-03-12Pending sale$215,000
2021-03-07Listed for sale$215,000
2018-02-12Sold--
2018-01-10Pending sale$185,000
2017-12-22Listed for sale$185,000
2007-11-05Sold--

For Sale by Agent

AgentAmanda Yates
BrokerageBlue Heron Realty

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