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509 W 3rd, North Platte, NE, 69101

7beds
3baths
4,623sqft
$410,000
$89price/sqft
$3,349/moest. monthly cost
$133,960/yrincome needed

About This Home

Beautiful, Spacious Home with Huge Primary Bedroom/Ensuite. Newer HVAC units (2). Original wood appointments throughout with modern updates. Modernized, well appointed kitchen with newer appliances, ample storage and work area for entertaining or gatherings. Multiple bedrooms, updated baths, freshly painted, super clean and move in ready! Enjoy the newly refinished deck in the privacy fenced yard in a park like setting! 4+ Car garage with work shop area and kennels too! NEW ROOF Class 3 Shingles soon!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
3/10
Madison Middle SchoolGrades 61.0 mi
1/10
North Platte High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: More Than 61
  • Year built: 1915

Materials

  • Roof: Composition
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener Owned,Gas Water Heater,Water Heater
  • Laundry features: In Basement

Basement

  • Area: 1080

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper
  • Area: 174.24

Bedroom3

  • Level: Upper
  • Area: 167.118

Bedroom4

  • Level: Upper
  • Area: 201.93

Bedroom5

  • Level: Upper
  • Area: 113.22

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Formal,Wood
  • Level: Main
  • Area: 219.7

Features

  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Window Coverings
  • Fireplace features: One,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,623
  • Total interior livable area: 4,623 sqft

Kitchen

  • Features: Electric Range,Dishwasher,Garbage Disposa,Refrigerator,Microwave,Pantry,Tile
  • Level: Main
  • Area: 260

Living Room

  • Features: Fireplace,Wood
  • Level: Main
  • Area: 260.68

Master Bedroom

  • Level: Main
  • Area: 760

Property

Details

  • Parcel number: 00496000
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Vinyl
  • Waterfront features: None

Lot

  • Lot size: 8,712 sqft
  • Features: Automtc Sprink,Establishd Yard,Good
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 4
  • Parking features: Attached,Four,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance $533$6,396
Property Taxes $458$5,496
Electricity $285$3,424
Total$3,349$40,188

Income You'd Need if You Spent...

35% on housing$114,822/yr
40% on housing$100,470/yr
45% on housing$89,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 69101$124
Lincoln County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 69101$134
Lincoln County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$475,000
2020-10-07Sold$245,000
2020-08-25Price change$255,000
2020-08-07Price change$269,500
2020-05-21Price change$275,000
2020-04-11Listed for sale$295,000
2016-05-06Sold$210,000
2015-12-29Listing removed$214,900
2015-12-02Pending sale$214,900
2015-11-02Price change$214,900
2015-09-19Price change$224,500
2015-07-11Listed for sale$229,500
2013-12-10Sold$175,300
2010-12-22Sold$190,000

For Sale by Agent

AgentCyndi Banzhaf
BrokeragePLATINUM REALTY LLC

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