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105 S Shore Dr, Brady, NE, 69123

5beds
3baths
2,858.95sqft
$730,000
$255price/sqft
$6,316/moest. monthly cost
$252,640/yrincome needed

About This Home

Photos from several seasons are used for this listing. Updated, meticulously maintained, and truly one-of-a-kind—this all-brick lakefront property offers space, function, and exceptional amenities both inside and out. Featuring 4+1 bedrooms and 3 full bathrooms, the home includes a fully finished walk-out basement, with a flexible fifth bedroom (no closet) currently serving as a home office. Warm and inviting, the home showcases two woodburning fireplaces—one on each level—along with comfortable carpeting in the bedrooms and beautiful tile work throughout. The primary suite is a standout with radiant heated flooring in the bath, while newer windows with interior blinds on the north side enhance comfort and efficiency. The kitchen has been thoughtfully updated with refreshed countertops, a brand-new light fixture, and stainless-steel appliances that stay, including the newer refrigerator, stove, microwave, and dishwasher. Major mechanical upgrades bring peace of mind, including a Trane heat pump and advanced water heater (2023), updated electrical panels, new water softener, and an upgraded reverse osmosis system with oxidation and ozone filtration. Supplemental baseboard heat remains in the basement but has not been needed since the heat pump installation. Outside, the features truly set this property apart. Enjoy your own private lake access with a dock and pontoon station equipped with an ice-eater—no seasonal removal required. The newly installed shoreline seawall, upcoming new sod, and a soon-to-be-completed shed add even more value. The property also includes a privately owned well (not shared), two septic systems, and a generator with pole adaptor for added security. For storage, hobbies, or business use, you’ll appreciate the attached double garage, detached single garage, and an impressive 60' x 30' shop with an insulated workspace, standard overhead door, and large exterior door ideal for campers, trucks, or equipment. The air compressor stays. Additional thoughtful details include abundant exterior LED and mercury vapor lighting, attic access in the garage, a convenient hot water faucet on the front driveway, and the recent removal of a large cottonwood tree. Situated on a spacious lot—reputed to be the largest on the lake—this property offers wide-open water views from the raised rear deck and easy, private access to the shoreline. With popcorn ceilings removed, fresh interior paint, and smooth ceilings throughout, this home is move-in ready and designed for comfortable, lakeside living. The boat and lawn mower are not included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
Brady Elementary SchoolGrades PK-67.3 mi
4/10
Brady High SchoolGrades 7-127.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick,Concrete Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Owned,Electric Range,Dishwasher,Refrigerator,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Off Kitchen,Electric,Tile

Basement

  • Area: 1421

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Kitchen/Dining,Tile

Family Room

  • Features: Fireplace,Sliding Glass Door,Tile

Features

  • Mstr Bath,Office
  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Family Room,Two,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,421
  • Finished area above ground: 1,509

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,930
  • Total interior livable area: 2,858 sqft

Kitchen

  • Features: Tile

Living Room

  • Features: Fireplace,Sliding Glass Door,Carpet

Property

Details

  • Parcel number: 0006793000
  • Zoning: CO

Features

  • Patio & porch: Deck,Covered Patio
  • Exterior features: Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Living area range: 1401-1600

Lot

  • Features: Landscaping: Auto Under sprinkler,Established Yard,Good

Parking

  • Total spaces: 5
  • Parking features: Attached and Detached,Garage Door Opener,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance $1,914$22,968
Property Taxes $535$6,420
Electricity $176$2,117
Total$6,316$75,792

Income You'd Need if You Spent...

35% on housing$216,548/yr
40% on housing$189,480/yr
45% on housing$168,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 69123$66
Lincoln County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 69123$91
Lincoln County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$880,000
2026-03-31Listed for sale$980,000
2025-09-01Listing removed$980,000
2025-05-27Price change$980,000
2025-05-04Price change$1,390,000
2025-04-04Listed for sale$1,500,000

For Sale by Agent

AgentSusan Bice
BrokerageHOME Real Estate of Kearney

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