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4 Road 3639, Aztec, NM, 87410

4beds
4baths
5,301sqft
$925,000
$174price/sqft
$7,349/moest. monthly cost
$293,960/yrincome needed

About This Home

Perched above the Animas River with breathtaking views and private river access, this one of a kind custom home was designed for entertaining, gathering, and embracing the beauty of Northern New Mexico. From the moment you step inside, soaring ceilings, rich wood beams, original hardwood floors, stacked stone accents, and a triple sided fireplace create a warm and inviting atmosphere. The chef inspired kitchen features a Five Star commercial style range, pot filler, copper countertops, and an oversized island with prep sink, instant hot water, and a built in food warmer. The primary suite offers deck access, a spa inspired bath, jetted tub, walk in shower, and oversized closet with built ins. Upstairs also includes a private guest suite and an office with its own separate entrance, ideal for working from home, a library, studio, or private retreat. Downstairs is an entertainer's dream with a handcrafted custom bar built from reclaimed 1940s potato truck wood, 4 tap kegerator, theatre room with surround sound and projection system, and expansive flex spaces. Outside, multiple decks and patios overlook the river valley, while the heated pool, pergola, fire pit, and terraced outdoor living spaces create an unforgettable setting for relaxing or entertaining. Lovingly maintained and thoughtfully updated, this home reflects years of pride in ownership with resealed hardwood floors, stucco repairs where needed, select window replacements, newly stained decks, a recently installed dishwasher and garage door openers, and other thoughtful improvements. Offering a rare combination of privacy, breathtaking views, private Animas River access, character, and exceptional entertaining spaces, this is more than a home. It's an experience. Qualified buyers only. Pre approval or proof of funds required prior to scheduling a showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Aztec High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Vented Exhaust Fan,Microwave,Double Oven,Convection Oven
  • Laundry features: Mud Room,In Basement

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Cth/Vlt Ceilings,Kitchen Island,Over Stove Faucet
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 5,301
  • Total interior livable area: 5,301 sqft

Property

Details

  • Parcel number: 2069175213320
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Porch,Patio,Covered
  • Exterior features: Gravel Landscaping,Fire Pit,Courtyard,Water Feature
  • Fencing: Block,Other
  • Has view: Yes
  • View description: Valley,Mountain(s)
  • On waterfront: Yes
  • Waterfront features: River Front
  • Frontage type: River

Lot

  • Lot size: 1.64 Acres
  • Features: Natural Landscape,Cul-De-Sac

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$376$4,512
Property Taxes $1,920$23,040
Electricity $376$4,522
Total$7,349$88,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,965/yr
40% on housing$220,470/yr
45% on housing$195,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 87410$237
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87410$172
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$925,000
2026-07-06Listed for sale$925,000

For Sale by Agent

AgentAmanda K Padilla
BrokerageReal Estate PROS

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