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7865 N 330 W, Columbus, IN, 47201

2beds
1baths
979sqft
$225,000
$230price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

Riverfront property with two houses and a detached garage. One house with 2 bedrooms and 1 bathroom and a detached 2 car garage. Another small cabin with Kitchen and Bathroom. Both structures are riverfront with water views. Both properties are waterfront on one side. HVAC for both structures are newer mini-splits. Both structures are on septic. The property also includes two ponds.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10
Northside Middle SchoolGrades 7-84.9 mi
7/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator

Bedroom2

  • Features: Other
  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Speed Internet
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 979
  • Total interior livable area: 979 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Features: Other
  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Master Bedroom

  • Features: Other
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 030528000002400009
  • Special condition: As Is,Flood Plain
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$138$1,656
Property Taxes $304$3,648
Electricity $184$2,212
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 47201$146
Bartholomew County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47201$154
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$210,000
2026-07-14Listed for sale$225,000
2006-10-26Sold$119,300

For Sale by Agent

AgentAndrew Flora
Brokerage1 Percent Lists Indiana Real Estate

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