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206 W Gibson St, Haubstadt, IN, 47639

4beds
4baths
2,190sqft
$350,000
$160price/sqft
$3,045/moest. monthly cost
$121,800/yrincome needed

About This Home

206 West Gibson Street offers stunning updates while preserving timeless character and charm which must be seen to truly appreciate! And the impressive new 3-car garage is now complete! This meticulously renovated 2,200-square-foot two-story home features four generously-sized bedrooms, two full bathrooms & two half bathrooms. Superior craftsmanship and thoughtful design choices are evident throughout every space in this gorgeous house. The main level has been skillfully reconfigured to maximize functionality and flow. An abundance of natural light fills the open-concept kitchen, which boasts solid-surface countertops, extensive cabinetry, and a perfectly positioned island. The oversized dining room and adjacent family room provide ideal spaces for gatherings and entertaining. The main floor primary bedroom suite serves as a peaceful retreat, complete with a gorgeous ensuite -- perfect for a spa-like experience. A nearby half bathroom and laundry room add everyday conveniences and functionality at its finest! Upstairs you will find three large bedrooms, a bonus area, a full and a half bathroom, offering an abundance of space for relaxing. Notable improvements include updated electrical and plumbing systems, new a/c, fresh paint and carpeting, and new lighting and fixtures. Siding on NEW garage will match house. This move-in ready house must be seen to fully appreciate! The workmanship, high-quality finishes, and pristine condition are all showcased. Located near the heart of Haubstadt, a wonderful community where pride of ownership prevails, this home is ready for new owners to call this amazing house their "home".

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Oven-Built-In

Basement

  • Basement: Cellar

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 225

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,190

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,190
  • Total interior livable area: 2,190 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 261931303000.088009

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 54 x 110

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$398$4,776
Property Taxes $678$8,136
Electricity $200$2,409
Total$3,045$36,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,400/yr
40% on housing$91,350/yr
45% on housing$81,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 47639$145
Gibson County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 47639
Gibson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$347,500
2026-06-16Listed for sale$350,000
2026-04-16Listing removed$302,500
2026-03-17Price change$302,500
2026-01-26Price change$305,000
2025-11-20Listed for sale$310,000
2025-11-19Listing removed--
2025-11-04Listed for sale$319,000
2010-03-25Sold$24,000

For Sale by Agent

AgentJudy Fleming
BrokerageERA FIRST ADVANTAGE REALTY, INC

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