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7080 S 80 E, Wolcottville, IN, 46795

2beds
1baths
704sqft
$295,000
$419price/sqft
$2,031/moest. monthly cost
$81,240/yrincome needed

About This Home

Rare Find! 125± Feet of Lakefront on Atwood Lake + Back Lot. Don’t miss this rare opportunity to own a prime lakefront property on beautiful Atwood Lake. With 125± feet of shoreline, a newer seawall, and a sandy beach, this is the perfect building spot for your dream lake home. Enjoy breathtaking sunsets and unobstructed lake views from this stunning location. The existing cottage is a true handyman special—ready for renovation or replacement, depending on your vision. Directly across the road, a spacious back lot offers endless possibilities: build a large garage, pole barn, or create additional parking for guests. A 10x10 utility shed is also included for storing your lake toys and gear. Opportunities like this don’t come along often—seize the chance to build your perfect lake getaway on one of the best spots Atwood Lake has to offer! No Pier is included with the sale as there no longer is one.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
Lakeland Primary SchoolGrades K-27.2 mi
4/10
Lakeland High SchoolGrades 7-128.0 mi
5/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 704

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 441031200014.000010

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Lake Front,Non Ski Lake
  • Waterbody name: Atwood Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(125)

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Lake
  • Lot size dimensions: 127X77

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$156$1,872
Property Taxes $200$2,400
Electricity $184$2,212
Total$2,031$24,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,634/yr
40% on housing$60,930/yr
45% on housing$54,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$170
LaGrange County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$295,000
2025-12-30Listing removed$294,900
2025-09-04Price change$294,900
2025-07-29Listed for sale$299,900

For Sale by Agent

AgentBradley Stinson
BrokerageNorth Eastern Group Realty

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