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1945 E 770 S, Wolcottville, IN, 46795

3beds
2baths
1,716sqft
$357,900
$209price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

This beautiful TURNKEY 3 bedroom, 2 bath home is situated atop a hill overlooking Witmer Lake! Featuring an open concept floor plan with vaulted ceilings & a gas log fireplace in the living room, an abundance on natural light with extra large windows & patio doors, bamboo flooring on the main level, an expansive primary suite on the upper level with private en-suite, main level laundry facilities, an attached 2 car garage with extra high ceilings, and a full basement just waiting for your finishing touches! The exterior living space is just as impressive with an oversized half acre lot featuring peach, apple, & pear trees, a wrap around patio that’s perfect for entertaining or relaxing, and an 18x12 shed for all of those lake toys! Not only has this home been impeccably maintained, but recent updates include plaster repairs and all new paint on main floor, new flooring in hallway & bedrooms, new water heater with hot water element to filter sulfur, new programmable thermostat, new WiFi access and fiber optics installed, new ceiling fans installed, and all new footer tile was installed around the home with brand new concrete! Expressed updates from the previous listing indicated a new roof in 2019. In addition, all furnishings (to include furniture, window treatments, shower curtains, rugs, TVs, bedding, beds, mattresses, linens, dishes, cookware, utensils, etc) are like new and negotiable. Conveniently located around the corner from the public access for Witmer Lake, there’s still plenty of summer days and nights left to explore!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Lakeland Primary SchoolGrades K-27.9 mi
4/10
Lakeland High SchoolGrades 7-128.6 mi
5/10

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 81

Features

  • 1st Bdrm En Suite
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,860
  • Total interior livable area: 1,716 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 441032400028.002010
  • Other equipment: Sump Pump

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.54 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 109x215

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,809$21,708
Home Insurance *$189$2,268
Property Taxes $249$2,988
Electricity $184$2,212
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$168
LaGrange County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$357,900
2026-07-11Listed for sale$357,900
2023-05-01Sold$285,000
2023-04-11Listed for sale$299,900
2012-11-07Listing removed$156,500
2012-07-21Price change$156,500
2011-09-17Price change$159,500
2011-05-05Listed for sale$164,500

For Sale by Agent

AgentCandice Everage
BrokerageWeichert Realtors - Hoosier Heartland

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