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103 South St, Howe, IN, 46746

6beds
3baths
3,850sqft
$250,000
$65price/sqft
$1,842/moest. monthly cost
$73,680/yrincome needed

About This Home

AUCTION - LIST PRICE IS STARTING BID PRICE! Historic Samuel P. Williams House Selling at Online Auction! Built between 1838 and 1843 and listed on the National Register of Historic Places, this remarkable Western Reserve-style home offers approximately 3,850 SF on 2.3+/- private acres in Howe, Indiana. Rich in character and craftsmanship, the home welcomes you with its original mahogany staircase in the grand foyer. Historic features include multiple fireplaces, an elegant library surrounded by original built-in glass bookcases, an 1800s chandelier and remarkable hand-hewn timber construction. Spend an afternoon reading in the library where generations of history seem to come alive within the beautifully preserved walls. Thoughtfully updated for modern living while preserving its historic integrity, the home features an updated kitchen with a secondary staircase leading to the upper level. The oversized mudroom offers abundant storage, a utility sink and an added full bathroom, creating a practical everyday entry without sacrificing historic charm. Upstairs, the updated full bath features a timeless porcelain clawfoot tub and beautiful tiled flooring, providing the perfect place to unwind after a day spent tending the gardens or exploring the property's rich history. The spacious main-level primary bedroom offers a cozy wood-burning fireplace, creating a warm and inviting retreat. Throughout the home, original architectural details blend seamlessly with tasteful updates, offering both comfort and character. Outside, the grounds feature more than 120 mature trees, established gardens, a restored historic-style grape arbor and an original 1840s carriage house with electricity. Enjoy a quiet morning coffee or relax with your favorite book on the covered front porch as birdsong fills the air and the peaceful sounds of nature surround you. Extensive improvements, including rewiring, replumbing and 28 custom triple-pane storm windows, provide modern comfort while preserving the home's historic appeal. Conveniently located less than an hour from the University of Notre Dame in South Bend, Indiana, the property offers easy access to one of the Midwest's premier universities, cultural attractions and sporting events while maintaining the peace and charm of small-town living. A rare opportunity to become the next steward of an extraordinary piece of Indiana history. Online bidding ends September 2 at 2 PM ET. Open houses August 4 at 5 PM and August 22 at 1 PM.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
4/10
Lakeland High SchoolGrades 7-124.7 mi
--
Lakeland Primary SchoolGrades K-25.5 mi

Construction

Condition

  • Year built: 1832

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Dryer-Gas,Oven-Built-In,Double Oven
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 224

Features

  • Bookcases,Ceiling-9+,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Natural Woodwork,Tub/Shower Combination,Formal Dining Room,Custom Cabinetry
  • Window features: Window Treatments
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Living Room,1st Bdrm,Wood Burning,Other
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 3,850

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 5,964
  • Total interior livable area: 3,850 sqft

Kitchen

  • Level: Main
  • Area: 253

Living Room

  • Level: Main
  • Area: 238

Office

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: 440230100000.093012
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Covered,Patio,Porch Covered,Porch
  • Fencing: Partial,Wood

Lot

  • Lot size: 2.30 Acres
  • Features: Corner Lot,Level,City/Town/Suburb,Rural
  • Lot size dimensions: 294 X 330

Parking

  • Parking features: Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Drought
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$136$1,632
Property Taxes $90$1,080
Electricity $352$4,235
Total$1,842$22,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,154/yr
40% on housing$55,260/yr
45% on housing$49,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 46746$162
LaGrange County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 46746
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentScott Marker
BrokerageUnited Country Real Estate/Anchor Realty

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