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1414 E Commander Ct, Bloomington, IN, 47401

4beds
3baths
4,684sqft
$798,000
$170price/sqft
$5,326/moest. monthly cost
$213,040/yrincome needed

About This Home

Situated on a quiet cul-de-sac, this exceptional home is set on a beautifully landscaped 1.2-acre lot with a fenced backyard and scenic rear views. The main level includes a primary suite, a second bedroom, formal dining room, den/office, and spacious laundry room. The open-concept living area features a fireplace and flows into a remodeled kitchen with granite countertops (2024). Step outside to enjoy the double rear deck with access from both levels, including a 21' x 13' screened-in porch. With ample indoor and outdoor living space, a fenced yard, and a flexible layout, this home offers something for everyone. 2025 Updates: New paint on the upper level, a whole-house generator, and a large beverage refrigerator in the pantry. 2024 Updates: New kitchen, upper patio with screened-in porch, saltwater hot tub, natural gas line for grill, upgraded electrical panel, and electric heated floors in the lower level. Additional updates include a soundproof studio, 20x14 outbuilding, expanded driveway, and Gator guard garage floor. 2023 Update: New roof. 2022 Updates: New upper patio and staircase, saltwater hot tub, and natural gas line for grill.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

4/10
6/10
10/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,MicroHood,Gas Oven,Refrigerator,Washer,Water Heater,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Bedroom3

  • Level: Basement
  • Area: 210
  • Dimensions: 14 x 15

Bedroom4

  • Level: Basement
  • Area: 224
  • Dimensions: 16 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement
  • Area: 180
  • Dimensions: 15 x 12

Breakfast Room

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Family Room

  • Level: Basement
  • Area: 300
  • Dimensions: 20 x 15

Features

  • Double Vanity,Breakfast Bar,Kitchen Island,Entrance Foyer,Hardwood Floors,Eat-in Kitchen,Walk-In Closet(s),Wet Bar
  • Flooring: Hardwood
  • Finished area below ground: 2,342

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,684
  • Total interior livable area: 4,684 sqft

Kitchen

  • Level: Main
  • Area: 234
  • Dimensions: 13 x 18

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Library

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 25 x 12

Master Bedroom

  • Level: Main
  • Area: 238
  • Dimensions: 14 x 17

Play Room

  • Level: Basement
  • Area: 930
  • Dimensions: 31 x 30

Property

Details

  • Parcel number: 530140195507000008
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.20 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,035$48,420
Home Insurance *$350$4,200
Property Taxes $512$6,144
Electricity $429$5,152
Total$5,326$63,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,605/yr
40% on housing$159,780/yr
45% on housing$142,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$839,900
2025-07-08Listing removed$899,900
2025-04-11Listed for sale$899,900
2020-11-06Sold$560,000
2020-08-30Listed for sale$565,900
2015-07-03Sold$370,000
2015-05-12Listed for sale$384,900

For Sale by Agent

AgentChristopher Smith
BrokerageRE/MAX Acclaimed Properties

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