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215 W Chester Dr, Ellettsville, IN, 47429

5beds
4baths
4,016sqft
$499,997
$125price/sqft
$3,564/moest. monthly cost
$142,560/yrincome needed

About This Home

This house features a stunning kitchen with stainless steel appliances and Herringbone Acacia wood countertops. Plenty of counter space and room for any gathering. This beautiful 5 bedroom, 3 full, 1 half bath limestone ranch home has a finished basement (perfect for additional family space, or an AirB&B/rental with a seperate entrance). Two limestone fireplaces and a wood burning stove. The long back patio lined with flowers bring you right to the pool area with an awning for shade and all the entertainment. Perfect for BBQ's and pool parties. Nestled on 2.68 acres with 2 seperate fenced in areas and raised garden/flower beds. House and fenced in yards sit on City limits, but the fields in the back are in the county limits. Sit on the back patio in the early morning/evenings drinking coffee/beer and watching the wildlife come almost to your door. Oversize pole barn is perfect for vehicles, and sports equipment, 4 wheelers, or make it into the ultimate man cave.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Edgewood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Cooktop,Gas Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Family Room

  • Level: Basement
  • Area: 264

Features

  • Eat-in Kitchen,Entrance Foyer,Guest Quarters,Open Floorplan
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,708
  • Finished area above ground: 2,308

Heating & Cooling

  • Heating features: Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,016
  • Total interior livable area: 4,016 sqft

Kitchen

  • Level: Main
  • Area: 550

Living Room

  • Level: Main
  • Area: 273

Property

Details

  • Parcel number: 530410304044.000013

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 3.50 Acres
  • Features: Few Trees,Rural Subdivision

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$286$3,432
Property Taxes $382$4,584
Electricity $368$4,417
Total$3,564$42,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,194/yr
40% on housing$106,920/yr
45% on housing$95,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 47429$200
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47429$177
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$499,997
2026-07-15Price change$520,000
2026-07-08Listed for sale$559,000
2023-08-17Sold$385,000
2023-07-13Pending sale$398,900
2023-05-04Listed for sale$398,900
2018-05-27Listing removed$88,900
2018-04-23Price change$88,900
2018-03-26Price change$98,900
2018-02-26Price change$109,900
2018-01-29Price change$122,100
2018-01-03Price change$135,700
2017-12-09Listed for sale$150,800

For Sale by Agent

AgentKaren Sauer
BrokerageCrossroads Real Estate Group LLC

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