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4023 S Two Creeks Ln, Bloomington, IN, 47401

5beds
7baths
10,052sqft
$2,250,000
$224price/sqft
$15,088/moest. monthly cost
$603,520/yrincome needed

About This Home

Luxury, Privacy & Timeless Craftsmanship on Over 8 Acres Experience exceptional living in this stunning custom-built estate situated on more than 8 picturesque acres. Offering 5 bedrooms, 6.5 bathrooms, and resort-style amenities, this remarkable home combines timeless elegance with endless opportunities to make it your own. Step inside and be greeted by a breathtaking two-story great room, where soaring exposed wood beams and a dramatic floor-to-ceiling stone fireplace create an unforgettable first impression. Beautiful custom masonry is showcased throughout the home, highlighting the quality craftsmanship and attention to detail found in every room. Designed for both entertaining and everyday living, the main-level family room features a warm fireplace and built-in wet bar, while the chef’s kitchen boasts custom cabinetry, abundant workspace, and an oversized walk-in pantry. The spectacular two-story study is truly one of a kind, complete with a marble fireplace and elegant spiral staircase. The luxurious primary suite is a private retreat featuring its own fireplace—one of four fireplaces on the main level—along with a spa-inspired bath offering a soaking tub, copper fixtures, and two expansive walk-in closets that provide exceptional storage for any wardrobe. Upstairs, you’ll find four generously sized bedrooms, each with its own private en-suite bathroom, as well as a spacious loft that offers additional living or gathering space. The partially finished lower level expands the home’s versatility with a dedicated workout room and additional office space, leaving plenty of room to customize for a theater, game room, wine cellar, or additional living areas. Outside, enjoy your own private oasis featuring an in-ground pool, relaxing hot tub, basketball court, and expansive grounds that provide the perfect setting for entertaining, recreation, or simply enjoying the peace and privacy of country living. Offered at an exceptional value of just $223.86 per square foot, this extraordinary estate also includes a $50,000 seller credit, giving the new owner the opportunity to personalize and update the home with their own custom touches while creating the luxury estate of their dreams. This is a rare opportunity to own an estate where exceptional craftsmanship, generous living spaces, and unmatched privacy come together to create a truly one-of-a-kind property.

Getting Around

7
WalkingCar-Dependent
22
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

--
Rogers Elementary SchoolGrades K-22.8 mi
9/10
10/10

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Stucco,Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 270

Family Room

  • Level: Main
  • Area: 1204

Features

  • Number of fireplaces: 4
  • Fireplace features: Three +
  • Fireplace: Yes
  • Finished area below ground: 2,033
  • Finished area above ground: 8,019

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 12,084
  • Total interior livable area: 10,052 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 700

Office

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 530822200024.00008

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground

Lot

  • Lot size: 8.16 Acres
  • Features: 6-9.999

Parking

  • Total spaces: 3.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$986$11,832
Property Taxes $1,804$21,648
Electricity $921$11,057
Total$15,088$181,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$517,302/yr
40% on housing$452,640/yr
45% on housing$402,346/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$2,250,000

For Sale by Agent

AgentJason Millican
BrokerageJason Millican Group

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