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1206 S Park Ave, Bloomington, IN, 47401

3beds
2baths
2,184sqft
$399,900
$183price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

Location, location! Just minutes from downtown Bloomington, Bryan Park, and Indiana University, this well-maintained ranch offers space, flexibility, and convenience. With approximately 2,100 finished square feet including a walkout basement, this 3-bedroom, 2-bath home features hardwood flooring on the main level and a functional, easy-flow layout. The kitchen offers ample counter space, abundant cabinetry, and all appliances—perfect for everyday living or entertaining. A standout feature is the spacious family room/study with direct access to the deck, creating a great bonus space for relaxing, working from home, or hosting guests. The finished walkout basement adds even more versatility with room for a rec area, guests, or hobbies. Recent updates include newer exterior paint, roof, and updated flooring in the entry and kitchen. Enjoy the large back deck overlooking the yard—ideal for outdoor living. A rare opportunity to own a move-in ready home in a highly convenient Bloomington location close to parks, dining, and campus

Getting Around

53
WalkingSomewhat Walkable
28
TransitSome Transit
61
BikeBikeable

Schools

6/10
8/10
10/10

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Main
  • Area: 154

Features

  • Natural Woodwork
  • Door features: Pocket Doors
  • Finished area below ground: 1,092
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 530804403130.000009
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch Covered

Lot

  • Lot size: 7,405 sqft
  • Features: Sloped
  • Lot size dimensions: 132x56

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$175$2,100
Property Taxes $324$3,888
Electricity $200$2,402
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$419,000
2024-12-30Sold$375,000
2024-11-18Price change$387,400
2024-10-09Price change$389,900
2024-09-12Listed for sale$399,900
2016-04-22Sold$206,000
2010-02-16Sold$173,000

For Sale by Agent

AgentLinda Dzierba
BrokerageDzierba Real Estate Services

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