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5480 S Salisbury Ct, Monticello, IN, 47960

3beds
2baths
2,016sqft
$357,900
$178price/sqft
$2,364/moest. monthly cost
$94,560/yrincome needed

About This Home

You get a porch! You get a porch! Everybody gets a porch! This charming 3-bedroom, 2-bath home offers inviting outdoor spaces at every turn, with covered porches above and relaxing patios below—all nestled on beautifully manicured 2.2 acres. Step inside to discover 2 spacious family rooms, providing plenty of room to gather, entertain, or simply unwind. The main-floor primary suite offers a private walk-out porch, creating the perfect place to enjoy your morning coffee. The lower level features an open-concept kitchen/dining area, two additional bedrooms, a full bath, a laundry room, and direct access to the front and back patios. Outside, you’ll appreciate two garages, one of which offers ideal space for a workshop, hobby space, man cave, or she shed. The front patio has been updated with new concrete and features an elevator offering access for wheelchair accessibility, adding convenience and ease of access. Whether you’re enjoying the peaceful setting from one of the many porches and patios or taking advantage of the versatile living spaces, this property offers comfort, functionality, and room to make lasting memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
Roosevelt Middle SchoolGrades 6-85.0 mi
5/10

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Oven,Gas Range

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Lower
  • Area: 154

Family Room

  • Level: Main
  • Area: 300

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,281
  • Finished area above ground: 735

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: Lower
  • Area: 154

Living Room

  • Level: Lower
  • Area: 273

Property

Details

  • Parcel number: 916328000018.600020
  • Zoning: R-2

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.22 Acres
  • Features: Level
  • Lot size dimensions: 42x10x103x168x68x18x73x28x41x85x112x74x8

Parking

  • Total spaces: 2.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,809$21,708
Home Insurance *$192$2,304
Property Taxes $179$2,148
Electricity $184$2,217
Total$2,364$28,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,051/yr
40% on housing$70,920/yr
45% on housing$63,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$142
White County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$357,900
2022-06-22Pending sale$259,900
2022-05-26Contingent$259,900
2022-05-11Listed for sale$259,900
2018-04-20Sold$178,000
2018-01-31Listed for sale$189,900
2017-12-16Listing removed$189,900
2017-11-07Price change$189,900
2017-09-13Price change$195,900
2017-07-25Price change$199,900
2017-06-27Price change$204,900
2017-06-07Listed for sale$209,900
2015-07-10Listing removed$65,500
2015-06-27Listed for sale$65,500
2015-06-15Pending sale$65,500
2015-06-05Listed for sale$65,500
2014-12-25Listing removed$119,900
2014-10-29Price change$119,900
2014-09-05Listed for sale$129,900

For Sale by Agent

AgentJill Coble
BrokerageREAL ESTATE NETWORK L.L.C

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