2232 N Norway Trl, Monticello, IN, 47960
About This Home
Who needs the lake life & over an acre of land with a newer pole barn? Come have a look at 2232 North Norway Trail in Monticello! This move-in ready home sits directly across from Lake Shafer, & offers 98 feet of lakefront access, & a place to have a boatlift & boat. Well-maintained & tastefully decorated, this 3 bedroom, 2 full bath home includes all appliances & is ready for the next owners. 1776 sq ft of finished living space. Plenty of off-street parking, a 2 yr old roof, & a pole barn that's a generous 32' by 24', 10' high inside, & an 8' high garage door. Ready for all the extra storage you could need. Just minutes from Indiana Beach, & all the Monticello community has to offer. Beautiful mature trees provide a shaded oasis & plenty of space for all your outdoor entertaining needs. Beautiful view of the lake from the spacious 24' by 20' deck where you can enjoy quiet mornings or evenings just soaking in all this property has to offer. New blacktop on driveway, all cast iron plumbing removed & replaced to the grinder, main floor new trim, new boat lift, new power ran from house to lakeside outlets near firepit & to pier. Current owners have a boat & portable lift to sell to prospective buyers if interested.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Asphalt,Shingle
- Construction materials: Block,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Gas Range,Gas Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 88
Family Room
- Level: Lower
- Area: 403
Features
- Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Stand Up Shower,Tub and Separate Shower
- Window features: Window Treatments,Blinds
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 744
- Finished area above ground: 1,032
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,052
- Total interior livable area: 1,776 sqft
Kitchen
- Level: Main
- Area: 168
Living Room
- Level: Main
- Area: 264
Property
Details
- Parcel number: 917316000013.100020
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Jet Tub
- Fencing: None
- On waterfront: Yes
- Waterfront features: Pier/Dock Available,Walk to Lake Access,Lake Front,Ski Lake,Lake
- Waterbody name: Lake Shafer
- Frontage length: Channel/Canal Frontage(0),Water Frontage(98)
Lot
- Lot size: 1.06 Acres
- Features: Corner Lot,Sloped,0-2.9999,City/Town/Suburb,Landscaped
Parking
- Total spaces: 0.5
- Parking features: Attached,Asphalt,Concrete
- Has garage: Yes
- Attached garage spaces: 0.5
- Covered spaces: 0.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $254 | $3,048 |
| Electricity | $184 | $2,212 |
| Total | $3,513 | $42,156 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $524,900 |
| 2026-08-03 | Listed for sale | $549,900 |
| 2024-08-07 | Sold | $400,000 |
| 2024-07-31 | Pending sale | $399,000 |
| 2024-06-04 | Price change | $399,000 |
| 2024-04-03 | Price change | $424,000 |
| 2024-02-27 | Price change | $450,000 |
| 2022-06-27 | Pending sale | $250,000 |
| 2022-06-24 | Listed for sale | $250,000 |
| 2013-01-16 | Sold | $150,000 |
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