2408 N West Shafer Dr, Monticello, IN, 47960
About This Home
This cute, cozy, and low-maintenance home with one bedroom plus a loft has been renovated and is ready for you! The property features vaulted ceilings in both the living area and the loft, along with an efficient kitchen equipped with a gas oven range. Recent updates include a new water heater, fresh paint throughout, and a roof that is just two years young. The sunroom offers abundant natural light with the new patio doors, and all other windows have been updated. After your day of fun you can relax and unwind in the bathroom's jetted tub. The kids are going to love the loft, and especially the location right across the street from the Indiana Beach entrance and Lake Shafer. Whether you are looking for a year-round residence or a vacation getaway, this home is worth a look!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Oven,Gas Range
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 84
Features
- Vaulted Ceiling(s)
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 443
Heating & Cooling
- Heating features: Natural Gas,Wall Furnace
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 443
- Total interior livable area: 443 sqft
Kitchen
- Level: Main
- Area: 77
Living Room
- Level: Main
- Area: 88
Property
Details
- Parcel number: 917317000001.900020
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 2,352 sqft
- Features: 0-2.9999,Rural
- Lot size dimensions: 33x65 per GIS
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $46 | $552 |
| Electricity | $184 | $2,212 |
| Total | $788 | $9,456 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Price change | $110,000 |
| 2026-01-21 | Listed for sale | $119,000 |
| 2025-04-16 | Listing removed | $800 |
| 2025-04-04 | Listed for rent | $800 |
| 2025-04-01 | Listing removed | $800 |
| 2025-03-26 | Listed for rent | $800 |
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