307 S Beach Dr, Monticello, IN, 47960
About This Home
Your Own Private Forest in the Heart of Monticello! Have you ever dreamed of owning your own little forest without giving up the convenience of living in town? This rare 3.33-acre property offers the best of both worlds—peaceful, secluded living right in the heart of Monticello! As you cruise down the private asphalt driveway, you'll arrive at this charming 2-bedroom (with potential for a 3rd bedroom), 1.5-bath home surrounded by mature trees, abundant wildlife, and a stocked pond. The updated kitchen is designed to impress with Samsung Smart appliances, beautiful granite countertops, and soft-close cabinetry and drawers. The inviting living room features a cozy wood-burning fireplace and stunning beam ceilings, creating the perfect place to gather. One of the home's standout features is the wall of windows along the back, offering breathtaking views of your private wooded acreage and tranquil pond. Whether you're enjoying your morning coffee or watching deer and other wildlife, every season brings a spectacular view. Step outside onto the spacious deck, ideal for entertaining or simply relaxing in nature. The property also includes an attached 24' x 40' garage and an additional 24' x 25' detached garage, providing plenty of space for vehicles, hobbies, and storage. Properties like this are incredibly hard to find— Close to Lake Freeman & Public boat launch too!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Range,Tankless Water Heater,Water Softener Owned
- Laundry features: Gas Dryer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Beamed Ceilings
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 917328000069.700021
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Pond
Lot
- Lot size: 3.33 Acres
- Features: Wooded
Parking
- Total spaces: 4
- Parking features: Attached,Asphalt,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,867 | $22,404 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $305 | $3,660 |
| Electricity | $184 | $2,212 |
| Total | $2,554 | $30,648 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $369,250 |
| 2022-06-09 | Pending sale | $189,900 |
| 2022-05-09 | Listed for sale | $189,900 |
View on Zillow