1120 N Diamond Point Ct, Monticello, IN, 47960
About This Home
Tucked at the end of a quiet tree lined neighborhood this expansive Lake Freeman property offers a peaceful setting with standout features including 5 bedrooms 3 bathrooms a 5 car garage and exceptionally spacious living space the open concept layout showcases tile and hardwood flooring cathedral ceilings multiple fireplaces mosaic and tile backsplashes quartz countertops and a formal dining room along with newer appliances and a dedicated office overlooking the lake the primary suite includes private access to a lakeside deck creating a perfect place to relax and take in the view while the exterior is just as impressive featuring a freshly paved oversized driveway large decks on both the lakeside and roadside a party deck over the water a fenced yard landscaped accents a steel seawall and a covered boathouse this property is ready for new owners to enjoy everything lake living has to offer schedule your showing to see it in person
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Range,Gas Water Heater
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 121
Family Room
- Level: Main
- Area: 399
Features
- Double Vanity
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,576
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 7,232
- Total interior livable area: 4,576 sqft
Kitchen
- Level: Main
- Area: 252
Living Room
- Level: Main
- Area: 682
Property
Details
- Parcel number: 917328000008.000020
Features
- Levels: Three Story
- Stories: 3
- Patio & porch: Deck
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Deck on Waterfront,Pier/Dock,Lake Front,Ski Lake
- Waterbody name: Lake Freeman
- Frontage length: Channel/Canal Frontage(0),Water Frontage(108)
Lot
- Lot size: 0.27 Acres
- Features: Level,Lake
- Lot size dimensions: 150x108
Parking
- Total spaces: 5
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $348 | $4,176 |
| Electricity | $419 | $5,033 |
| Total | $3,004 | $36,048 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $449,000 |
| 2025-10-13 | Price change | $469,000 |
| 2025-09-19 | Price change | $499,999 |
| 2025-04-15 | Price change | $534,900 |
| 2024-09-19 | Price change | $559,900 |
| 2024-09-14 | Price change | $569,900 |
| 2024-06-13 | Price change | $559,900 |
| 2024-05-22 | Price change | $574,900 |
| 2024-05-14 | Price change | $579,900 |
| 2024-05-06 | Price change | $589,900 |
| 2024-04-24 | Price change | $599,900 |
| 2023-03-23 | Price change | $629,900 |
| 2022-10-15 | Price change | $649,900 |
| 2022-10-07 | Price change | $680,000 |
| 2022-09-08 | Price change | $690,000 |
| 2022-04-15 | Price change | $699,900 |
| 2021-09-17 | Listed for sale | $749,900 |
| 2014-10-17 | Sold | $183,000 |
| 2012-11-20 | Listed for sale | $239,000 |
| 1999-04-15 | Sold | $186,200 |
View on Zillow