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408 Turpie St, Monticello, IN, 47960

2beds
1baths
748sqft
$150,000
$201price/sqft
$1,097/moest. monthly cost
$43,880/yrincome needed

About This Home

This charming 2 bed 1 bath home offers easy, low maintenance living in a great location. The interior has been freshly painted, giving the home a clean and updated feel, with new flooring in the kitchen and bathroom adding a modern touch. Enjoy your morning coffee or unwind in the evening on the covered front porch, perfect for relaxing. The detached two car garage provides plenty of space for parking and storage, along with an attached shed for even more convenience. A great opportunity for comfortable living in a desirable area.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

8/10
5/10
Roosevelt Middle SchoolGrades 6-80.7 mi
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Range,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 748

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 264

Property

Details

  • Parcel number: 917333000041.600021

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 50X132

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$80$960
Property Taxes $75$900
Electricity $184$2,212
Total$1,097$13,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,611/yr
40% on housing$32,910/yr
45% on housing$29,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$144
White County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$160,000
2025-04-11Sold$125,000
2025-04-02Pending sale$125,000
2025-03-13Listed for sale$125,000
2019-08-16Sold$60,000
2018-11-29Price change$63,500
2018-10-04Price change$64,900
2018-08-18Listed for sale$67,500
2016-06-29Sold$34,500
2016-05-20Listed for sale$39,900

For Sale by Agent

AgentGarrett Criswell
BrokerageRaeco Realty

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