431 N Illinois St, Monticello, IN, 47960
About This Home
Move right into this well-maintained, move-in ready home offering 1 bedroom with the potential for a second bedroom. Inside, you'll find beautiful solid wood flooring throughout the living room, dining room, and bedroom(s), adding warmth and character. The full bathroom features a convenient walk-in shower for easy accessibility. Enjoy relaxing on the covered front porch or entertaining on the spacious rear deck complete with a walk-up ramp. Recent updates include a new roof and new windows, providing added peace of mind. The newer outbuilding offers endless possibilities as a workshop, hobby space, or additional storage. This property is being sold AS IS, offering a wonderful opportunity for buyers seeking a well-cared-for home with immediate occupancy. Don't miss your chance to make this charming property your own—schedule your showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Range
Basement
- Basement: Crawl Space,Block
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 238
Features
- Ceiling Fan(s),Stand Up Shower
- Flooring: Hardwood,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,260
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Kitchen
- Level: Main
- Area: 154
Living Room
- Level: Main
- Area: 375
Property
Details
- Parcel number: 917333000079.700021
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch Covered
Lot
- Lot size: 8,232 sqft
- Features: Level
- Lot size dimensions: 50 X 165
Parking
- Parking features: Concrete
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $743 | $8,916 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $235 | $2,820 |
| Electricity | $184 | $2,212 |
| Total | $1,241 | $14,892 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-27 | Listed for sale | $147,000 |
| 2019-08-13 | Listing removed | $59,900 |
| 2019-08-09 | Listed for sale | $59,900 |
| 2011-06-16 | Sold | $45,000 |
View on Zillow