6021 E Liberty Dr, Monticello, IN, 47960
About This Home
Waterfront House that needs a little TLC. It has a full unfinished walk-out basement where the master bedroom was, but has been gutted and is ready for the new owners to customize as they see fit. The main level has the Kitchen, Living room, 1 bedroom, bathroom, and a 6x14 all-seasons front entry room. The waterfront is not developed, and the new owner will need to install stairs; however, there is a 50-foot-wide waterfront with a steel seawall. The unfinished basement was gutted so that the new plumbing, central heat & a/c furnace, 100amp electrical could be updated! It has natural gas through NIPSCO, electricity through REMC, and sewage grinder through TLRSD. It has a shared well with the adjacent neighbor to the West, but all other utilities are on its own and not shared.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Unfinished
Bedroom1
- Level: Basement
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 432
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 864
- Total interior livable area: 432 sqft
Property
Details
- Parcel number: 918315000019.200010
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Waterfront-High Bank,River Front,Ski Lake
- Waterbody name: Lake Shafer
- Frontage length: Channel/Canal Frontage(50),Water Frontage(50)
Lot
- Lot size: 5,183 sqft
- Features: Few Trees,0-2.9999
- Lot size dimensions: 50x104
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $67 | $804 |
| Electricity | $184 | $2,212 |
| Total | $1,285 | $15,420 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Listed for sale | $185,000 |
| 2025-08-22 | Listing removed | $189,900 |
| 2025-07-31 | Price change | $189,900 |
| 2025-06-09 | Listed for sale | $199,900 |
| 2017-10-19 | Listing removed | $44,500 |
| 2017-04-18 | Listed for sale | $44,500 |
| 2015-11-07 | Listing removed | $59,900 |
| 2015-08-08 | Listed for sale | $59,900 |
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