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8255 N Kiger Dr, Monticello, IN, 47960

4beds
1baths
1,152sqft
$399,900
$347price/sqft
$2,680/moest. monthly cost
$107,200/yrincome needed

About This Home

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
North White IntermediateGrades 6-86.3 mi
6/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Bungalow,Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Cooktop,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Countertops-Solid Surf,Stand Up Shower,Main Level Bedroom Suite
  • Window features: Window Treatments,Blinds
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Natural Gas,Propane,Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Living Room

  • Level: Main
  • Area: 208

Property

Details

  • Parcel number: 918315000022.600010

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck Covered,Deck
  • Exterior features: Fire Pit
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Waterfront-Medium Bank,Deck on Waterfront,Pier/Dock,Frontage Lot,River
  • Waterbody name: Lake Shafer
  • Frontage length: Water Frontage(135)

Lot

  • Lot size: 0.59 Acres
  • Features: Level,Few Trees,Wooded,Rural,Rural Subdivision,Landscaped
  • Lot size dimensions: 140 X 374

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$215$2,580
Property Taxes $259$3,108
Electricity $184$2,212
Total$2,680$32,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,885/yr
40% on housing$80,400/yr
45% on housing$71,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$142
White County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$399,900

For Sale by Agent

AgentTracy Vanderwall
BrokerageRE/MAX Executives

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