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8983 N Shepards Park Ct, Monticello, IN, 47960

2beds
2baths
950sqft
$299,900
$316price/sqft
$2,065/moest. monthly cost
$82,600/yrincome needed

About This Home

THIS COMPLETELY UPDATED HOME FEATURES ONE AND A HALF BATHS, TWO BEDROOMS, PERMANENT PIERED BOAT AND WAVERUNNER LIFT ALONG WITH YOUR OWN PRIVATE BOAT LAUNCH, INSIDE YOU WILL ENJOY A NEW KITCHEN, NEW FLOORING, STEEL ROOF, ETC. ITS OPEN CONCEPT IS READY TO MOVE RIGHT INTO AND ENJOY THE WATER FUN. COME SEE IT TODAY... SELLER MAY OFFER CONDITIONAL SALES CONTRACT WITH A LARGE DOWN PAYMENT...

View Virtual Tour

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
North White Primary SchoolGrades PK-56.7 mi
4/10
North White IntermediateGrades 6-86.7 mi
6/10
North White Jr/Sr High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Exhaust Fan,Washer/Dryer Stacked,Gas Water Heater,Water Softener Owned

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Window Treatments
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Free Standing
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 950

Heating & Cooling

  • Heating features: Natural Gas,Propane,Forced Air,Propane Tank Rented
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 918315000002.400010

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Boat Lift-Covered,Boat Lift-Permanent
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Boat Docking Rights,Pier/Dock,Deeded,Lake Front,River
  • Waterbody name: Tippecanoe River
  • Frontage length: Water Frontage(50)

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 50X115

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$161$1,932
Property Taxes $204$2,448
Electricity $184$2,212
Total$2,065$24,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$82,600/yr
35% on housing$70,800/yr
40% on housing$61,950/yr
45% on housing$55,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$143
White County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 47960—
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$269,000
2026-06-13Price change$299,900
2026-06-06Listed for sale$349,900
2020-05-11Listing removed$79,900
2020-03-06Price change$79,900
2019-10-10Price change$84,900
2019-07-12Price change$89,900
2019-03-04Listed for sale$99,900
2009-07-30Sold$65,000

For Sale by Agent

AgentLawrence Moser
BrokerageTwin Lakes Real Estate, Inc
Phone574-808-8111
View on Zillow

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