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54 Joshbury Cir, Laurel, MS, 39443

4beds
2baths
2,061sqft
$325,000
$158price/sqft
$2,235/moest. monthly cost
$89,400/yrincome needed

About This Home

Here's your opportunity to move into Laurel's gated Windermere community. At over 2000 sq ft, this open, split-floor plan features 4 bedrooms, 2 full bathrooms, and 10 feet ceilings, enough room for every member of the family. Just a few of the interior features include granite countertops in the kitchen and primary bathroom, with separate floor-to-ceiling tiled shower and jetted tub, and a sizable walk-in closet. Exterior wise, there's a fenced backyard with a place for a fire pit overlooking green pastures for entertaining. Also, is a gutter system, allowing you to enjoy your covered front and back patios. Pair this with an attached two car garage, and you have the recipe for a fantastic move-in ready home nestled into a prestigious subdivision, with access to the lake and clubhouse, and welcoming neighbors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
West Jones High SchoolGrades 7-122.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric,Central Air

Features

  • Granite Counters,Soaking Tub,Ceiling Fan(s),Walk-In Closet(s),High Ceilings
  • Flooring: Ceramic Tile,Carpet

Interior Area

  • Total structure area: 2,061
  • Total interior livable area: 2,061 sqft

Property

Details

  • Parcel number: 133Q260062100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.26 Acres
  • Features: Subdivision
  • Lot size dimensions: 0.26

Parking

  • Parking features: None,Garage without door

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$211$2,532
Property Taxes $189$2,268
Electricity $192$2,304
Total$2,235$26,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,628/yr
40% on housing$67,050/yr
45% on housing$59,600/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 39443$105
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39443
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$325,000
2026-07-27Listed for sale$325,000
2023-11-28Sold--
2023-10-19Price change$279,900
2023-10-03Price change$289,000
2023-07-25Pending sale$279,900
2023-07-07Listed for sale$279,900
2017-10-12Sold--
2017-08-09Listed for sale$212,500
2016-06-17Sold--
2016-05-02Listed for sale$212,500

For Sale by Agent

AgentLauren Bynum
BrokerageReal Broker

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