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3212 Winter St, Philadelphia, PA, 19104

6beds
2baths
1,660sqft
$675,000
$407price/sqft
$5,302/moest. monthly cost
$212,080/yrincome needed

About This Home

Turnkey student rental investment in prime Powelton Village just steps from Drexel University. 3212 Winter Street is a spacious 6-bedroom, 2-bath property fully leased through August 31, 2026 at $5,300 per month, delivering immediate rental income in one of Philadelphia’s strongest student housing markets. The property features a functional layout ideal for student living with generously sized bedrooms, large shared living areas, and two full bathrooms. Located within walking distance of Drexel University, the University of Pennsylvania, public transit, and neighborhood dining, the home benefits from consistent demand and a long history of reliable leasing. This property has maintained 100% occupancy with virtually no vacancy, making it a dependable income-producing asset. Investors will also appreciate the low operating expenses, low property taxes, and low insurance costs, which help maximize net returns. Current Lease: $5,300/month through 8/31/2026 Annual Gross Rent: $63,600. Offered at $675,000

Getting Around

88
WalkingVery Walkable
97
TransitRider's Paradise
91
BikeBiker's Paradise

Schools

2/10
6/10
Powel Samuel SchoolGrades K-40.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 1
  • Dimensions: 1 X 1

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,660
  • Total interior livable area: 1,660 sqft

Kitchen

  • Features: Kitchen - Gas Cooking
  • Level: Main
  • Area: 1
  • Dimensions: 1 X 1

Living Room

  • Level: Main
  • Area: 1
  • Dimensions: 1 X 1

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 241071700
  • Attached to another structure: Yes
  • Zoning: RSA5
  • Special condition: Standard
  • Exclusions: None Listed

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,450 sqft
  • Lot size dimensions: 20.00 x 73.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$878$10,536
Property Taxes $787$9,444
Electricity $224$2,692
Total$5,302$63,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,782/yr
40% on housing$159,060/yr
45% on housing$141,386/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$188
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$675,000
2026-03-17Price change$4,995
2026-03-09Price change$5,495
2026-02-20Listed for rent$5,550
2023-06-12Listing removed--
2023-05-19Price change$4,200
2023-04-23Listed for rent$5,100
2019-01-30Listing removed$4,500
2019-01-22Listed for rent$4,500
2016-10-11Sold$442,500
2005-11-09Sold$299,000

For Sale by Agent

AgentFrank DeFazio
BrokerageBHHS Fox & Roach-Center City Walnut

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