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318 E Miller St, Jefferson City, MO, 65101

--beds
--baths
2,160sqft
$169,900
$79price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

Investment opportunity! Well-maintained duplex offering two fully rented units, each featuring 1 bedroom and 1 bathroom. This property has been cared for over the years and provides immediate rental income from day one. Tenants will appreciate the charm of the hardwood floors and functional floor plans. Whether you're looking to expand your investment portfolio or purchase your first income-producing property, this duplex is a fantastic opportunity. Affordable, income-generating properties like this don't come along often, schedule your showing today!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Features

  • Flooring: Wood
  • Finished area below ground: 2,160
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s),Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 1103070004019005

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: On Street,No Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$147$1,764
Property Taxes $103$1,236
Electricity $164$1,979
Total$1,273$15,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$127
Cole County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$169,900

For Sale by Agent

AgentAshley Pederson Team
BrokeragePromo Realty LLC

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