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1102 E Miller St, Jefferson City, MO, 65101

--beds
--baths
1,166sqft
$159,900
$137price/sqft
$1,185/moest. monthly cost
$47,400/yrincome needed

About This Home

Maximize your portfolio with this exceptional, fully remodeled duplex! Boasting a complete top-to-bottom renovation, this property offers the ultimate peace of mind for savvy investors or first-time buyers looking to ''house hack'' by living in one unit while the other pays the mortgage. Every major system was updated in 2020, including a new roof, a complete HVAC system with all-new ductwork, and a brand-new sewer line spanning to the city main. The interiors shine with modern finishes and appliances, including dishwashers in both units. Tenants enjoy the convenience of shared laundry access located in the lower level. This property is already rented on one side, providing immediate cash flow from day one. Situated in a prime location, its combination of structural integrity and aesthetic appeal ensures high demand and low maintenance for years to come. Whether you are expanding your rental empire or starting your real estate journey, this solid property delivers incredible value and long-term potential. Don't miss out on this rare, worry-free multi-family gem--properties with this level of extensive updating are hard to find. Schedule your personal tour today!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
East Elementary SchoolGrades K-50.3 mi
7/10
4/10

Construction

Condition

  • Year built: 1911

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Features

  • Flooring: Wood
  • Fireplace features: None
  • Finished area below ground: 1,166
  • Finished area above ground: 1,166

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,166
  • Total interior livable area: 1,166 sqft

Property

Details

  • Parcel number: 1104170002005006

Features

  • Stories: 1

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$139$1,668
Property Taxes $97$1,164
Electricity $141$1,693
Total$1,185$14,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,628/yr
40% on housing$35,550/yr
45% on housing$31,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$127
Cole County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Listed for sale$167,000
2021-08-16Sold--
2021-05-17Listing removed--
2021-05-09Listed for rent$725
2021-05-05Listing removed--
2021-05-01Listed for sale$119,900
2021-02-03Listing removed--
2021-01-27Price change$725
2021-01-16Listed for rent$785
2020-07-30Sold--
2020-01-22Listed for sale$39,900

For Sale by Agent

AgentAnnamarie Hopkins
BrokerageOzark Realty

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