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425 Cedar Creek Ct, Jefferson City, MO, 65101

6beds
6baths
8,292sqft
$949,900
$115price/sqft
$6,840/moest. monthly cost
$273,600/yrincome needed

About This Home

Luxury Living on 7.15 Private Park-Like Acres 🌿 Discover the perfect blend of luxury, space, and serenity in this exceptional 6-bedroom, 5.5-bath estate, ideally located close to everything--yet tucked away in your own private retreat. From the moment you arrive, you'll be captivated by the peaceful setting, complete with a charming private pond and sweeping acreage that offers unmatched privacy and room to roam. ✨ Grand Open-Air Living Step inside to an impressive 45' x 33' open-air living space designed for entertaining and everyday comfort. Soaring vaulted ceilings ranging from 11.5' to 25.5' create a dramatic, airy atmosphere, anchored by a stunning floor-to-ceiling fireplace that brings warmth and elegance to the heart of the home. Custom craftsmanship shines throughout with: 8-inch baseboards 4-inch casings Timber-wrapped beams Handcrafted wood steps and railings Every detail reflects rustic refinement and quality construction. 🍽 Chef's Dream Kitchen Designed for culinary excellence, the gourmet kitchen features: Granite countertops 5-burner cooktop Double ovens Warming drawer Massive 63' wide Fisher Paykel refrigerator Whether hosting gatherings or preparing intimate family meals, this space delivers both beauty and function. ☀️ Year-Round Comfort The bright and spacious sunroom is a true showpiece, featuring oversized windows, car siding, wrapped beams, and ceiling fans--perfect for relaxing in every season. Additional highlights include: Leaded and stained glass windows Massive loft area Elevator shaft (future-ready convenience) Maintenance-free deck Oversized 3-car garage 🌳 Expand Your Estate Bonus Opportunity: An additional 20+/- acres are available as part of a package deal--giving you the rare chance to expand your private estate even further. This extraordinary property is a must-see for buyers who value craftsmanship, privacy, and convenience--all wrapped into one breathtaking home. Space. Elegance. Possibility. Your dream estate awaits.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
East Elementary SchoolGrades K-51.4 mi
7/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2008

Materials

  • Construction materials: Brick,Other

Other

  • Builder name: Dick Groner

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Water Purifier,Range Hood,Range,Water Softener Owned,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Upper
  • Area: 395.25
  • Dimensions: 25.5 x 15.5

Bedroom3

  • Level: Upper
  • Area: 271.8339
  • Dimensions: 18.33 x 14.83

Bedroom4

  • Level: Upper
  • Area: 231.0514
  • Dimensions: 15.58 x 14.83

Bedroom5

  • Level: Lower
  • Area: 162.3861
  • Dimensions: 13.17 x 12.33

Bedroom6

  • Level: Lower
  • Area: 173.4489
  • Dimensions: 13.17 x 13.17

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Den

  • Level: Main
  • Area: 405
  • Dimensions: 27 x 15

Features

  • Central Vacuum,Pantry,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 729
  • Finished area above ground: 7,563

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,292
  • Total interior livable area: 8,292 sqft

Kitchen

  • Level: Main
  • Area: 434.2989
  • Dimensions: 28.33 x 15.33

Laundry

  • Level: Main
  • Area: 171.96
  • Dimensions: 14.33 x 12

Living Room

  • Level: Main
  • Area: 1485
  • Dimensions: 45 x 33

Loft

  • Level: Upper
  • Area: 523.045
  • Dimensions: 36.5 x 14.33

Office

  • Level: Main
  • Area: 214.95
  • Dimensions: 15 x 14.33

Primary Bedroom

  • Level: Main
  • Area: 400
  • Dimensions: 25 x 16

Sunroom

  • Level: Main
  • Area: 572.75
  • Dimensions: 29 x 19.75

Property

Details

  • Parcel number: 1105210001004035

Features

  • Levels: One and One Half

Lot

  • Lot size: 7.15 Acres

Parking

  • Parking features: Additional Parking,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$827$9,924
Property Taxes $577$6,924
Electricity $633$7,598
Total$6,840$82,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,514/yr
40% on housing$205,200/yr
45% on housing$182,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$126
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$949,900
2026-03-03Price change$998,999
2025-09-18Price change$999,999
2025-05-01Price change$1,075,000
2024-11-04Price change$1,150,000
2024-08-16Price change$1,229,900
2024-05-22Price change$1,249,900
2024-01-23Price change$1,399,900
2023-10-27Listed for sale$1,599,900

For Sale by Agent

AgentJoseph L Schaefer
BrokerageAssociated Real Estate Group

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