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3823 Mount Vernon St, Philadelphia, PA, 19104

3beds
2baths
1,605sqft
$315,000
$196price/sqft
$2,586/moest. monthly cost
$103,440/yrincome needed

About This Home

Step into a charming piece of history with this delightful 3-bedroom, 1.5-bathroom West Philly townhouse, renovated and brimming with character. Nestled in a quaint neighborhood, this home offers a perfect blend of vintage charm and modern potential, making it an ideal canvas for your personal touch. As you enter, you'll be greeted by a warm and inviting atmosphere, perfect for creating lasting memories. The kitchen offers ample space for culinary adventures. Upstairs, you'll find three cozy bedrooms, each with its own unique charm, providing a peaceful retreat at the end of the day. The full, half bathrooms and laundry room are conveniently located, ensuring comfort for all. Head to the 3rd floor to find a large bonus loft ideal for office or playroom. The unfinished basement presents an exciting opportunity for additional living space, a home gym, or a creative workshop-let your imagination run wild! Outside, the large level rear yard is fenced for privacy for your family or community special gatherings and you'll want to enjoy the nearby parks and community amenities. With on-street parking and a location that offers easy access to local shops and dining, this home is not just a place to live, but a place to thrive. Embrace the potential of this lovely townhouse and make it your own!

Getting Around

70
WalkingVery Walkable
63
TransitGood Transit
94
BikeBiker's Paradise

Schools

4/10
Mcmichael Morton SchoolGrades PK-80.3 mi
3/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: AirLite
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,605

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,605
  • Total interior livable area: 1,605 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 242078100
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,092 sqft
  • Lot size dimensions: 14.00 x 78.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$409$4,908
Property Taxes $361$4,332
Electricity $224$2,692
Total$2,586$31,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,662/yr
40% on housing$77,580/yr
45% on housing$68,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$190
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listed for sale$315,000
2024-07-15Listing removed--
2024-06-30Listed for rent$1,900
2023-06-15Listing removed--
2023-05-28Listing removed--
2023-05-23Listed for rent$1,900
2022-12-22Listing removed--
2022-12-11Price change$1,875
2022-11-09Price change$1,900
2022-09-29Listed for rent$1,950
2022-09-20Sold$295,000
2022-08-12Pending sale$315,000
2022-07-28Price change$315,000
2022-07-08Price change$340,000
2022-06-02Listed for sale$365,000
2021-07-01Sold$150,000
2021-05-21Pending sale$179,000
2021-04-06Listed for sale$179,000
2021-02-08Listing removed--
2021-02-03Listed for sale$179,000
2018-06-26Listing removed$1,900
2018-03-24Listed for rent$1,900
2016-04-28Sold$76,000
2016-02-24Price change$80,000
2016-01-19Price change$110,000
2015-10-22Price change$135,000
2015-09-24Listed for sale$159,000

For Sale by Agent

AgentEmpress St Vil
BrokerageUnited Real Estate

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