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320 Fox Creek Rd, Jefferson City, MO, 65109

5beds
3baths
3,786sqft
$524,900
$139price/sqft
$3,616/moest. monthly cost
$144,640/yrincome needed

About This Home

Completely updated home with brand-new finished basement! This beautifully renovated home has undergone extensive updates and upgrades within the last year, offering modern finishes, flexible living space, and move-in-ready convenience. The main level features an open and spacious living, dining, and kitchen area that is perfect for entertaining family and friends. The kitchen showcases brand-new quartz countertops, a farmhouse-style sink, a gas range, and an extended countertop bar for additional seating. A brick fireplace adds warmth and character to the living room. You'll also find three generously sized bedrooms and two full bathrooms on the main floor. The oversized two-car garage includes laundry hookups, providing the option for convenient single-level living. The newly finished basement significantly expands the home's living space with two additional bedrooms, a full bathroom, a dedicated laundry room, and a large second family/recreation room. A separate exterior entrance from the side of the home offers added flexibility and accessibility. Backyard offers a private oasis for relaxation and recreation. Sit and relax on the patio and enjoy the sounds of wildlife from the rear woods or play a pickup basketball game on large concrete pad. Recent improvements include: - Brand-new finished basement - Quartz kitchen countertops - Farmhouse-style kitchen sink - Remodeled primary bathroom tile shower - New bathtub in hall bathroom - New flooring throughout - Fresh interior paint - Updated trim and door hardware - New light fixtures With five bedrooms, three bathrooms, multiple living areas, and extensive recent renovations, this home offers exceptional space, style, and value. A must-see property that is ready for its next owner!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
West Elementary SchoolGrades K-51.3 mi
8/10
5/10
Capital City High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1973

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Main
  • Area: 186.735
  • Dimensions: 12.66 x 14.75

Bedroom3

  • Level: Main
  • Area: 184.375
  • Dimensions: 12.5 x 14.75

Bedroom4

  • Level: Lower
  • Area: 250.5831
  • Dimensions: 19.41 x 12.91

Bedroom5

  • Level: Lower
  • Area: 205.4654
  • Dimensions: 13.58 x 15.13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 195.5328
  • Dimensions: 16.08 x 12.16

Family Room

  • Level: Lower
  • Area: 453.88
  • Dimensions: 32.42 x 14

Features

  • Central Vacuum,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,709
  • Finished area above ground: 2,077

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,786
  • Total interior livable area: 3,786 sqft

Kitchen

  • Level: Main
  • Area: 183.635
  • Dimensions: 19.33 x 9.5

Laundry

  • Level: Lower

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 412.38
  • Dimensions: 22.91 x 18

Primary Bathroom

  • Level: Main
  • Area: 56.0231
  • Dimensions: 4.91 x 11.41

Primary Bedroom

  • Level: Main
  • Area: 233.4464
  • Dimensions: 14.08 x 16.58

Property

Details

  • Parcel number: 1002030004004010

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 125 x 191.45

Parking

  • Total spaces: 2
  • Parking features: Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$354$4,248
Property Taxes $319$3,828
Electricity $289$3,469
Total$3,616$43,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,977/yr
40% on housing$108,480/yr
45% on housing$96,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 65109$151
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65109$143
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$515,000
2026-07-10Price change$524,900
2026-06-19Listed for sale$539,900
2024-05-07Sold--
2024-03-11Contingent$324,900
2024-03-04Listed for sale$324,900

For Sale by Agent

AgentMark Vaughn
BrokerageIron Gate Real Estate

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