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7820 Karen Dr, Jefferson City, MO, 65101

3beds
3baths
2,296sqft
$337,500
$147price/sqft
$2,379/moest. monthly cost
$95,160/yrincome needed

About This Home

Nestled on a spacious lot in one of the area's most sought-after school districts, this charming 3-bedroom, 3-bath home offers the perfect blend of comfort, space, and character. The inviting living room features vaulted ceilings with wood beams, beautiful hardwood floors, and a warming floor-to-ceiling brick fireplace that serves as the heart of the home. The spacious kitchen offers abundant cabinetry, generous counter space, and an adjoining dining area that's perfect for everyday living or entertaining. The finished lower level expands your living space with a large family room complete with a cozy wood-burning stove and wet bar, making it ideal for game nights, movie nights, or hosting guests. Outside, you'll enjoy plenty of room to relax, garden, or play on the oversized lot surrounded by mature trees. Conveniently located just minutes from Jefferson City while enjoying the benefits of the highly desirable Blair Oaks School District, this home is one you won't want to miss!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
10/10
Blair Oaks Middle SchoolGrades 6-86.4 mi
10/10
Blair Oaks High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Construction materials: Brick,Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Water Softener Owned,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Main
  • Area: 131.33
  • Dimensions: 11.5 x 11.42

Bedroom3

  • Level: Main
  • Area: 131.33
  • Dimensions: 11.5 x 11.42

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower
  • Area: 457.08
  • Dimensions: 26 x 17.58

Features

  • Bar,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 756
  • Finished area above ground: 1,540

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Attic Fan

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Kitchen

  • Level: Main
  • Area: 275.08
  • Dimensions: 23.92 x 11.5

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 356.8864
  • Dimensions: 23.92 x 14.92

Primary Bedroom

  • Level: Main
  • Area: 188.83
  • Dimensions: 16.42 x 11.5

Property

Details

  • Parcel number: 1209310004006003

Features

  • Levels: One

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 4
  • Parking features: Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,706$20,472
Home Insurance *$293$3,516
Property Taxes $205$2,460
Electricity $175$2,103
Total$2,379$28,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,565/yr
40% on housing$71,370/yr
45% on housing$63,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$125
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$325,500
2026-07-15Listed for sale$337,500
2015-05-28Listing removed$159,900
2015-05-19Listed for sale$159,900

For Sale by Agent

AgentJoyce Bremer
BrokerageREMAX Jefferson City

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