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645 Hiddenwood Ct, Jefferson City, MO, 65109

3beds
4baths
2,928sqft
$289,900
$99price/sqft
$2,059/moest. monthly cost
$82,360/yrincome needed

About This Home

Welcome to this distinctive contemporary condominium offering low-maintenance living paired with spacious design and unique architectural character. Clerestory and casement windows, along with a striking wall of windows, fill the home with natural light, enhancing the open feel throughout. Conveniently located on the west end of Jefferson City, this home is close to shopping, restaurants, grocery stores, and everyday amenities. This 3-bedroom, 3 full bath, and 1 half bath home has been lovingly maintained by its original owners, preserving its modern style and nostalgic design elements. The living room features recessed lighting and bay window and sliding glass door to deck, while the kitchen is fully equipped with exceptional amenities, including lots of cabinetry including toe-kick drawers, two dishwashers, a JennAir range, double ovens, warming oven, built-in deep fryer, appliance garages, island seating, and a walk-in pantry with space for an additional refrigerator or freezer. The primary suite offers a decorative lofted area, dual walk-in closets with built-in shelving, attic access, and a unique adjoining hot tub room with step-in shower, bench seating with storage, and laundry chute (hot tub condition unknown). Bedrooms two and three share a full bath with a jetted tub and Onyx surround. The formal dining room sits just off the kitchen and features a wet bar, wine rack, and a fold-down buffet for added functionality. The finished lower level expands your living space with a family room featuring a wood-burning fireplace with copper panel surround, built-in shelving, patio access, and a full bath. Additional lower-level highlights include a hobby/storage room, laundry room with sink (washer and dryer included), water softener, and multiple storage areas. Enjoy outdoor living on the brand-new deck surrounded by mature trees or relax on the lower patio. The home also features a wired sound system throughout, including the deck. Community amenities include a swimming pool, guest parking, and two designated parking spaces directly in front of the unit. Monthly HOA dues of $351 cover water, sewer, trash, snow removal, roof and siding maintenance, and exterior upkeep. Additional features include dual furnaces (one new in 2018), new deck, new toilet in half bath, two brand new water heaters, and upcoming tuckpointing of the front entry brick steps. The seller is offering a $5000 credit at close.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
West Elementary SchoolGrades K-52.9 mi
8/10
5/10
Capital City High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range Hood,Range,Water Softener Owned,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Upper
  • Area: 115.625
  • Dimensions: 9.25 x 12.5

Bedroom3

  • Level: Upper
  • Area: 101.4236
  • Dimensions: 11.17 x 9.08

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 173.135
  • Dimensions: 11.17 x 15.5

Family Room

  • Level: Lower
  • Area: 290
  • Dimensions: 20 x 14.5

Features

  • Bar,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 732
  • Finished area above ground: 2,196

Heating & Cooling

  • Heating features: Forced Air,Electric,Electric Baseboard
  • Cooling features: Central Air,Attic Fan

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Kitchen

  • Level: Main
  • Area: 224.6142
  • Dimensions: 10.83 x 20.74

Laundry

  • Level: Lower
  • Area: 85.36
  • Dimensions: 8 x 10.67

Living Room

  • Level: Main
  • Area: 335.965
  • Dimensions: 23.17 x 14.5

Other

  • Level: Main
  • Area: 53.4789
  • Dimensions: 7.83 x 6.83

Other

  • Level: Main
  • Area: 167.485
  • Dimensions: 15.58 x 10.75

Primary Bedroom

  • Level: Upper
  • Area: 191.25
  • Dimensions: 11.25 x 17

Property

Details

  • Parcel number: 1002090003002019

Features

  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$195$2,340
Property Taxes $176$2,112
Electricity $223$2,683
Total$2,059$24,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,594/yr
40% on housing$61,770/yr
45% on housing$54,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 65109$152
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65109$143
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$289,900

For Sale by Agent

AgentJulie A Beck
BrokerageAssociated Real Estate Group

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