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316 Carel Rd, Jefferson City, MO, 65109

4beds
3baths
2,469sqft
$270,500
$110price/sqft
$1,901/moest. monthly cost
$76,040/yrincome needed

About This Home

Don't miss this new listing. The owner has made many upgrades to make this home super energy efficient. This expanded design has 3 bedrooms with a bonus room off the living room and an office. You have an ensuite in the primary bedroom. Downstairs has an additional bedroom, family room, and another full bath. The storage room can double as a storm shelter. Located on a quiet dead end street. Enjoy time on your Pergola covered deck overlooking your large back yard. Enjoy the fresh fruit from your mature trees or the berries and grapes in the back. Don't miss your chance to own this turn key property.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
5/10
Capital City High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Vinyl Siding,Brick

Other

  • Builder name: Ray Libbert

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Upper
  • Area: 121.52
  • Dimensions: 12.25 x 9.92

Bedroom3

  • Level: Upper
  • Area: 133.77
  • Dimensions: 12.25 x 10.92

Bedroom4

  • Level: Lower
  • Area: 103.3664
  • Dimensions: 10.42 x 9.92

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Upper
  • Area: 131.1828
  • Dimensions: 13.58 x 9.66

Dining Room

  • Level: Upper
  • Area: 122.85
  • Dimensions: 11.25 x 10.92

Family Room

  • Level: Lower
  • Area: 346.8864
  • Dimensions: 24.92 x 13.92

Features

  • Fireplace features: None
  • Finished area below ground: 868
  • Finished area above ground: 1,601

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Attic Fan

Interior Area

  • Total structure area: 2,469
  • Total interior livable area: 2,469 sqft

Kitchen

  • Level: Upper
  • Area: 16107
  • Dimensions: 14.75 x 1,092

Laundry

  • Level: Lower
  • Area: 118.965
  • Dimensions: 14.42 x 8.25

Living Room

  • Level: Upper
  • Area: 228.375
  • Dimensions: 14.5 x 15.75

Office

  • Level: Upper
  • Area: 109.4478
  • Dimensions: 11.33 x 9.66

Other

  • Level: Lower
  • Area: 190.2744
  • Dimensions: 24.84 x 7.66

Primary Bedroom

  • Level: Upper
  • Area: 167.85
  • Dimensions: 14.92 x 11.25

Property

Details

  • Parcel number: 06340000000036

Features

  • Levels: Bi-Level

Lot

  • Lot size: 0.82 Acres
  • Lot size dimensions: 300 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,367$16,404
Home Insurance *$182$2,184
Property Taxes $164$1,968
Electricity $188$2,262
Total$1,901$22,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,177/yr
40% on housing$57,030/yr
45% on housing$50,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 65109$152
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65109$143
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$310,500
2021-03-24Listing removed--
2014-12-03Listing removed$145,000
2014-03-11Listed for sale$145,000
2014-01-01Listing removed$145,000
2013-08-10Listed for sale$145,000
2011-11-23Listing removed$135,000
2011-06-18Listed for sale$135,000

For Sale by Agent

AgentJay Hamner
BrokerageGratz Real Estate, LLC

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