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115 Keiper Dr, Minnesota City, MN, 55959

3beds
1baths
2,376sqft
$299,995
$126price/sqft
$2,067/moest. monthly cost
$82,680/yrincome needed

About This Home

Opportunity awaits with this three bedroom, one bath ranch-style home situated on 2 beautiful acres in Minnesota City, just minutes from Winona. This property offers the perfect combination of country living with the convenience of being close to town. Many updates have been completed in the past few years, including a newer bathroom, updated flooring, doors, & more, making this home move-in ready with room to make it your own. One of the standout features of this property is the incredible garage & storage space. Between the attached garage & 2 detached garages, the property offers approximately 2,000 square feet of total garage space, perfect for car enthusiasts, hobbyists, workshop space, or extra storage. The spacious two-acre lot offers plenty of green space for gardening, outdoor activities, or simply enjoying the peaceful surroundings & extra elbow room that comes with country living so close to town. A car enthusiast lives here — but the collection will be moving with them prior to closing.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
2/10
Winona Middle SchoolGrades 5-87.2 mi
6/10
Winona Senior High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Main
  • Area: 125.19
  • Dimensions: 11.7x10.7

Bedroom2

  • Level: Main
  • Area: 126.14
  • Dimensions: 11.9x10.6

Bedroom3

  • Level: Main
  • Area: 110.92
  • Dimensions: 9.4x11.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168.329
  • Dimensions: 13.9x12.11

Family Room

  • Level: Lower
  • Area: 433.65
  • Dimensions: 17.7x24.5

Features

  • Finished area below ground: 467
  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Kitchen

  • Level: Main
  • Area: 128.366
  • Dimensions: 10.6x12.11

Living Room

  • Level: Main
  • Area: 235.6
  • Dimensions: 19x12.4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120151390
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1188

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 2.08 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached Garage,Garage Door Opener,Gravel,Heated Garage,Insulated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$175$2,100
Property Taxes $176$2,112
Electricity $200$2,404
Total$2,067$24,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,868/yr
40% on housing$62,010/yr
45% on housing$55,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 55959$163
Winona County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 55959$122
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$310,000
2026-03-24Listed for sale$320,000
2006-12-27Sold$175,000

For Sale by Agent

AgentJenny Cisewski
BrokerageEdina Realty, Inc.

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