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26238 County Road 17, Winona, MN, 55987

3beds
4baths
3,550sqft
$555,000
$156price/sqft
$3,890/moest. monthly cost
$155,600/yrincome needed

About This Home

Nestled on 1.38 picturesque acres just minutes from Winona, this spacious two-story home offers privacy, room to spread out, and a beautiful country setting. Featuring 3 bedrooms plus a main-level den and 4 bathrooms, the home offers plenty of flexible living space. The open-concept main level brings the living room, dining area, and kitchen together around a beautiful three-sided gas fireplace. A full bath and versatile den provide options for a home office, guest space, or additional bedroom. Upstairs, the spacious primary suite features a walk-in closet, double vanity, jetted tub, and private deck. Two additional bedrooms, a full bath, and an open loft complete the upper level. The walkout lower level offers a huge family room with backyard access, another full bath, and a spacious laundry room. Outside, enjoy beautifully landscaped grounds, a fenced area for children or pets, covered front porch, and deck—all in a peaceful setting just minutes from Winona! FLOOD RISK CLARIFICATION: Despite the 9/10 third-party online flood risk rating, lender-required flood insurance does not apply to this property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Winona Middle SchoolGrades 5-84.3 mi
6/10
Winona Senior High SchoolGrades 9-126.5 mi
3/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 189.8
  • Dimensions: 13x14.6

Bedroom2

  • Level: Upper
  • Area: 308
  • Dimensions: 22x14

Bedroom3

  • Level: Upper
  • Area: 147.6
  • Dimensions: 12.3x12

Bedroom4

  • Level: Upper
  • Area: 184.8
  • Dimensions: 15.4x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Area: 156.8
  • Dimensions: 14x11.2

Family Room

  • Level: Lower
  • Area: 706.8
  • Dimensions: 38x18.6

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,140
  • Finished area above ground: 2,410

Great Room

  • Level: Main
  • Area: 288
  • Dimensions: 16x18

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,622
  • Total interior livable area: 3,550 sqft

Kitchen

  • Level: Main
  • Area: 167.4
  • Dimensions: 18.6x9

Laundry

  • Level: Lower
  • Area: 173.03
  • Dimensions: 12.10x14.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 180110010
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1212

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 1.38 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Tornado
Winter Weather
Heat Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$450$5,400
Property Taxes $335$4,020
Electricity $299$3,592
Total$3,890$46,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,371/yr
40% on housing$116,700/yr
45% on housing$103,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$136
Winona County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$555,000
2026-07-16Listed for sale$575,000
1999-02-08Sold$20,000

For Sale by Agent

AgentJenny Cisewski
BrokerageEdina Realty, Inc.

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