1397 Soppa Dr, Saint Charles, MN, 55972
About This Home
Discover the incredible opportunity to own this expansive custom-built home nestled on 2.25 scenic acres in Saint Charles. Built in 1989, this one-of-a-kind property offers over 6000 finished square feet of living space, providing endless possibilities to update, personalize, and create your dream home. Inside, you'll find generous living areas, spacious rooms, and a thoughtful custom design that showcases quality craftsmanship and solid construction. While the home reflects its original style, it presents an exceptional chance for buyers to bring their vision and unlock its full potential. Car enthusiasts, hobbyists, or those needing extra storage will appreciate the impressive 1675 square foot garage, offering abundant space for vehicles, equipment, or workshop needs. Set on a beautiful 2.25-acre lot, the property provides privacy, space to roam, and peaceful surroundings while still being conveniently located in town. With its remarkable size, custom character, and incredible potential, this property is a rare opportunity you won't want to miss.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Central Vacuum,Cooktop,Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Microwave,Refrigerator,Wall Oven,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Central Vacuum
- Number of fireplaces: 1
- Fireplace features: Gas,Stone
- Fireplace: Yes
- Finished area below ground: 1,951
- Finished area above ground: 2,880
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 5,376
- Total interior livable area: 5,376 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 290430110
- Zoning description: Residential-Single Family
- Foundation area: 2496
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Covered,Deck,Front Porch,Porch,Rear Porch,Wrap Around
- Fencing: None
Lot
- Lot size: 2.26 Acres
- Features: Irregular Lot,Tree Coverage - Heavy
- Lot size dimensions: Irreg
Parking
- Total spaces: 6
- Parking features: Attached,Concrete,Floor Drain,Garage Door Opener,Tandem Garage
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Winona County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $365 | $4,380 |
| Property Taxes | $636 | $7,632 |
| Electricity | $453 | $5,441 |
| Total | $4,487 | $53,844 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Price change | $620,000 |
| 2026-02-27 | Listed for sale | $649,900 |
| 2025-11-18 | Listing removed | $759,900 |
| 2025-07-11 | Price change | $759,900 |
| 2025-05-30 | Price change | $799,900 |
| 2025-04-25 | Listed for sale | $849,900 |
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