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662 Wilson St, Winona, MN, 55987

2beds
1baths
738sqft
$250,000
$339price/sqft
$1,789/moest. monthly cost
$71,560/yrincome needed

About This Home

Very clean and updated house with 2 bedrooms and 1 full bathroom in prime location 2 1/2 blocks from WSU, 1 1/2 blocks from Lake Winona, and 2 blocks from Kwik Trip, pizza and sandwich shops. Plenty of off street parking with large 2 car garage. Large fenced backyard, back deck, both front and back porches. In unit laundry, dishwasher, and central AC. Very quiet and private backyard!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

3/10
2/10
Winona Middle SchoolGrades 5-82.6 mi
6/10
Winona Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1886

Materials

  • Roof: Shake / Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 738 sqft

Property

Details

  • Parcel number: 322500330
  • Zoning: Residential-Single Family

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,492 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$202$2,424
Property Taxes $153$1,836
Electricity $170$2,050
Total$1,789$21,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,337/yr
40% on housing$53,670/yr
45% on housing$47,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$137
Winona County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$250,000
2026-03-28Listing removed--
2025-12-28Listed for sale$250,000
2025-11-13Listing removed--
2025-08-15Listed for sale$250,000
2025-06-25Sold$207,000
2025-05-30Pending sale$189,000
2025-05-27Listed for sale$189,000
2025-01-21Listing removed--
2024-10-23Listed for sale$199,900
2020-12-20Sold$74,000
2020-12-14Pending sale$79,900
2020-12-14Listed for sale$79,900

For Sale by Owner

AgentProperty Owner

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