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661 Market St, Winona, MN, 55987

6beds
6baths
7,316sqft
$2,174,000
$297price/sqft
$15,503/moest. monthly cost
$620,120/yrincome needed

About This Home

This English manor contains one of the most breathtaking views in Winona, MN and is set across four city lots for privacy and space. The view of Lake Winona can be seen from almost every window on the South side of the home as light streams in from the windows. Better yet, most of the windows have been updated with Andersen 400 windows, along with a new tile roof. The home is built with stone from five different quarries, has restored wood floors and showcases both artistry and strength. The kitchen area contains a lovely coffee bar and pantry, along with an informal and formal dining room. The main level family room is cozy with a fireplace, high ceilings and a beautiful library with lovely wood structures. Upstairs contains spacious bedrooms with bathrooms for all. The lower level offers versatile gathering space with a fireplace and arched alcoves, along with extra rooms to house materials for all different types of hobbies and storage. The back, closed in patio is the perfect place to drink your morning coffee. There are several other locations to take in the view and enjoy the 170 feet of land in between the home and lake. Enjoy the manicured grounds with stone garden walls, a garden house, raised garden beds, brick walkways, shaded patios, and a fire pit area, all that provide spaces to relax or entertain. Take in the view of the nearby rose garden, lake and park. The 3 stall garage is heated with Epoxy floors. With extensive storage and thoughtfully updated systems throughout, this one-of-a-kind residence balances historic charm with thoughtful modern amenities.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

3/10
3/10
Winona Middle SchoolGrades 5-81.9 mi
6/10
Winona Senior High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1929

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Water Filtration System,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space

Bedroom

  • Level: Upper
  • Area: 480
  • Dimensions: 20 x 24

Bedroom2

  • Level: Upper
  • Area: 216
  • Dimensions: 18 x 12

Bedroom3

  • Level: Upper
  • Area: 252
  • Dimensions: 18 x 14

Bedroom4

  • Level: Upper
  • Area: 196
  • Dimensions: 14 x 14

Bedroom5

  • Level: Upper
  • Area: 182
  • Dimensions: 14 x 13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Bonus Room

  • Level: Basement
  • Area: 390
  • Dimensions: 15 x 26

Bonus Room

  • Level: Basement
  • Area: 126
  • Dimensions: 9 x 14

Dining Room

  • Level: Main
  • Area: 300
  • Dimensions: 15 x 20

Family Room

  • Level: Main
  • Area: 476
  • Dimensions: 17 x 28

Family Room

  • Level: Basement
  • Area: 920
  • Dimensions: 40 x 23

Features

  • Number of fireplaces: 4
  • Fireplace features: Family Room,Living Room,Primary Bedroom,Stone
  • Fireplace: Yes
  • Finished area below ground: 2,210
  • Finished area above ground: 5,106

Heating & Cooling

  • Heating features: Baseboard,Boiler,Fireplace(s),Hot Water,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,316
  • Total interior livable area: 7,316 sqft

Kitchen

  • Level: Main
  • Area: 247
  • Dimensions: 19 x 13

Office

  • Level: Main
  • Area: 216
  • Dimensions: 18 x 12

Other

  • Level: Main
  • Area: 133
  • Dimensions: 19 x 7

Other

  • Level: Main
  • Area: 81
  • Dimensions: 9 x 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 323101160
  • Zoning description: Residential-Single Family
  • Foundation area: 2210

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Enclosed,Glass Enclosed,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 0.78 Acres
  • Lot size dimensions: 170 x 200

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,992$131,904
Home Insurance *$1,764$21,168
Property Taxes $2,130$25,560
Electricity $617$7,404
Total$15,503$186,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$531,531/yr
40% on housing$465,090/yr
45% on housing$413,413/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$133
Winona County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$2,174,000
2026-05-28Listed for sale$2,199,000
2026-02-19Listing removed$2,400,000
2025-08-26Listed for sale$2,400,000
2025-08-20Listing removed$2,400,000
2024-12-18Listed for sale$2,400,000
2008-08-25Sold$639,900

For Sale by Agent

AgentAmy Loos
BrokerageReal Broker, LLC.

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