




975 W 2nd St, Winona, MN, 55987
About This Home
Move-in ready and well cared for, this 3-bedroom, 1-bath home offers a comfortable, easygoing feel from the moment you walk in. The living room is larger than you’d expect, giving you plenty of space to spread out, and the enclosed front porch is a great spot to relax or enjoy a little extra sunlight. Out back, you’ll find a quaint yard that’s easy to maintain but still gives you room to enjoy the outdoors. The 2-car garage adds convenient parking and extra storage, and laundry is located in the basement. A solid home with a warm, welcoming feel ready for its next chapter.
Getting Around
Schools
Construction
Condition
- Year built: 1896
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,031
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,062
- Total interior livable area: 2,062 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 323202440
- Zoning description: Residential-Single Family
- Foundation area: 1031
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed,Front Porch,Rear Porch
Lot
- Lot size: 6,272 sqft
- Lot size dimensions: 146 x 40
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Winona County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $129 | $1,548 |
| Electricity | $173 | $2,086 |
| Total | $1,298 | $15,576 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $185,000 |
| 2021-10-18 | Sold | $147,900 |
| 2021-09-08 | Pending sale | $147,000 |
| 2021-08-24 | Listed for sale | $147,000 |
| 2010-12-31 | Sold | $45,000 |
