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653 Johnson St, Winona, MN, 55987

2beds
1baths
1,568sqft
$148,900
$95price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

Cute and cozy 2 bedroom with tons of charm and character, plus it's located only 2 short blocks from Lake Park and all that it has to offer! Spacious rooms throughout, great open floor plan with a wonderful pantry off the kitchen. Large front porch featuring great morning sunshine.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

3/10
2/10
Winona Middle SchoolGrades 5-82.3 mi
6/10
Winona Senior High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space,Unfinished

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Other

  • Level: Main
  • Area: 24
  • Dimensions: 6x4

Porch

  • Level: Main
  • Area: 115
  • Dimensions: 23x5

Porch

  • Level: Main
  • Area: 108
  • Dimensions: 18x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 323400650
  • Zoning description: Residential-Single Family
  • Foundation area: 680

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch

Lot

  • Lot size: 5,250 sqft
  • Features: Near Public Transit,Corner Lot,Tree Coverage - Light
  • Lot size dimensions: 105 x 50

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $752$9,024
Home Insurance *$120$1,440
Property Taxes $109$1,308
Electricity $170$2,050
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$138
Winona County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-21Price change$162,900
2025-12-10Listed for sale$169,900
2025-10-03Pending sale$169,900
2025-09-12Price change$169,900
2025-07-21Listed for sale$180,000
1999-08-13Sold$71,500

For Sale by Agent

AgentTim Tlougan
BrokerageEdina Realty, Inc.

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